Cosmetology at Academy of Career Training
Undergraduate Certificate or Diploma
Analysis
Academy of Career Training keeps debt relatively low at $6,249, but graduates earn just $15,256 in their first year—about $1,500 below Florida's median for cosmetology programs and $2,400 below typical starting salaries for this field nationally. While the school ranks in the 40th percentile among Florida's 127 cosmetology programs, that still means six out of ten comparable programs in the state deliver better earnings outcomes. The debt-to-earnings ratio of 0.41 looks manageable on paper, but the absolute earnings figure is the real concern here.
The gap between this program and Florida's top cosmetology schools is striking. Palm Beach State College graduates earn nearly $10,000 more in their first year, and several technical colleges in the state consistently produce earnings in the $22,000-$29,000 range. At $15,256 annually, your child would be earning barely above minimum wage for full-time work, which raises questions about whether the credential is opening doors to better-paying salon positions or specialized services that justify the training investment.
The low debt is this program's saving grace, but cosmetology training should lead to meaningfully better earning potential than entry-level retail or service work. Before committing, verify the program's job placement rates and compare them to nearby community colleges offering similar certificates—you might find better value and outcomes just a short drive away.
Where Academy of Career Training Stands
Earnings vs. debt across all cosmetology certificate's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Academy of Career Training graduates compare to all programs nationally
Academy of Career Training graduates earn $15k, placing them in the 29th percentile of all cosmetology certificate programs nationally.
Compare to Similar Programs in Florida
Cosmetology certificate's programs at peer institutions in Florida (127 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Academy of Career Training | $15,256 | — | $6,249 | 0.41 |
| Florida State College at Jacksonville | $29,668 | $16,935 | $13,577 | 0.46 |
| Palm Beach State College | $24,361 | $29,926 | $9,500 | 0.39 |
| Pensacola State College | $23,911 | $19,755 | $5,500 | 0.23 |
| Suncoast Technical College | $22,662 | — | — | — |
| Tom P. Haney Technical College | $22,028 | $18,101 | — | — |
| National Median | $17,113 | — | $9,862 | 0.58 |
Other Cosmetology Programs in Florida
Compare tuition, earnings, and debt across Florida schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Florida State College at Jacksonville Jacksonville | $2,878 | $29,668 | $13,577 |
| Palm Beach State College Lake Worth | $3,050 | $24,361 | $9,500 |
| Pensacola State College Pensacola | $2,348 | $23,911 | $5,500 |
| Suncoast Technical College Sarasota | — | $22,662 | — |
| Tom P. Haney Technical College Panama City | — | $22,028 | — |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Academy of Career Training, approximately 12% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 46 graduates with reported earnings and 54 graduates with debt data. Small samples may not be representative.