Median Earnings (1yr)
$39,546
65th percentile (60th in CO)
Median Debt
$24,879
8% below national median
Debt-to-Earnings
0.63
Manageable
Sample Size
40
Adequate data

Analysis

Adams State's Liberal Arts program posts first-year earnings nearly $3,200 above the national median for this degree, ranking in the 60th percentile among Colorado programs. The $24,879 debt load sits just below the state median, creating a manageable debt-to-earnings ratio of 0.63—meaning graduates owe roughly 7.5 months of their first-year salary. For a liberal arts degree, these numbers suggest solid value, particularly given that 35% of Adams State students receive Pell grants.

The concern here is what happens after that first paycheck. Earnings essentially flatline over the next four years, growing less than 1% while graduates at top Colorado programs typically see meaningful salary progression. This stagnation means Adams State grads who start near $40,000 will likely still be there years later, limiting their ability to pay down debt quickly or build financial cushion.

For families seeking an affordable liberal arts education in Colorado, Adams State delivers competitive starting outcomes at a reasonable price. Just understand that this program appears to establish an earnings ceiling rather than a launching pad—your child will likely need additional credentials or career pivots to see significant income growth beyond that initial $40,000 benchmark.

Where Adams State University Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally

Adams State UniversityOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Adams State University graduates compare to all programs nationally

Adams State University graduates earn $40k, placing them in the 65th percentile of all liberal arts and sciences, general studies and humanities bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Colorado

Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in Colorado (12 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Adams State University$39,546$39,802$24,8790.63
Colorado Mesa University$42,136$40,844$25,9700.62
Colorado State University Pueblo$38,502$39,070$25,7500.67
Colorado State University-Fort Collins$34,540$44,239$25,0000.72
National Median$36,340—$27,0000.74

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Colorado

Compare tuition, earnings, and debt across Colorado schools

SchoolIn-State TuitionEarnings (1yr)Debt
Colorado Mesa University
Grand Junction
$9,712$42,136$25,970
Colorado State University Pueblo
Pueblo
$9,401$38,502$25,750
Colorado State University-Fort Collins
Fort Collins
$12,896$34,540$25,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Adams State University, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 40 graduates with reported earnings and 48 graduates with debt data. Small samples may not be representative.