Analysis
Allen College's Health Services program shows estimated first-year earnings of $35,279 against $27,000 in debt—figures drawn from national medians for similar bachelor's programs since the school's graduate cohort is too small for the Department of Education to report publicly. That 0.77 debt-to-earnings ratio suggests manageable repayment terms, with monthly loan payments likely consuming around 8-9% of gross income on a standard plan.
What's less clear is how Allen College's specific program performs relative to Iowa's eight other Health Services bachelor's programs. Without reported data from any comparable Iowa institutions, you're working blind on whether this Waterloo program delivers typical outcomes for the state or falls short. The national benchmark it's pegged to represents the middle of a wide distribution—some programs produce $40,000+ first-year earnings while others lag considerably below.
The limited transparency here stems from small cohort size, not institutional failure, but it leaves you estimating value based on national averages rather than this college's track record. If you're considering Allen College, push the admissions office for placement rates, employer partnerships, and licensure pass rates—metrics that might reveal program strength when earnings data can't. For a health services degree that will likely require quick loan payoff, you need confidence that this specific program delivers, not just hope that it matches national norms.
Where Allen College Stands
Earnings vs. debt across all health services/allied health/health sciences bachelors's programs nationally
Compare to Similar Programs Nationally
Health Services/Allied Health/Health Sciences bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $20,444 | $35,279* | — | $27,000* | — | |
| $21,810 | $98,520* | $77,878 | $23,875* | 0.24 | |
| $4,865 | $71,275* | — | $18,625* | 0.26 | |
| $16,450 | $66,407* | — | $27,796* | 0.42 | |
| $18,950 | $65,046* | — | $36,050* | 0.55 | |
| $8,864 | $59,186* | $54,753 | $42,605* | 0.72 | |
| National Median | — | $35,279* | — | $26,690* | 0.76 |
Career Paths
Occupations commonly associated with health services/allied health/health sciences graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Allen College, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 156 similar programs. Actual outcomes may vary.