Analysis
Is $27,000 in debt worth it for a health sciences degree that earns $35,000 in year one? Based on similar programs nationally, Alma College's outcomes appear modest—these estimated figures place it right at the national median but notably below what other Michigan programs typically deliver. The $39,600 median for Michigan health sciences programs suggests that comparable in-state options may offer stronger early earnings, with some programs like Siena Heights reporting over $50,000 for their graduates.
The 0.77 debt-to-earnings ratio itself isn't alarming—you'd be borrowing less than one year's salary—but context matters. Health sciences is a broad umbrella covering everything from health administration to pre-professional tracks, and first-year earnings often depend heavily on whether students proceed directly into the workforce or need additional credentials. If this degree serves mainly as a stepping stone to graduate or professional programs, the relatively moderate debt load could make sense. If it's meant as a terminal degree leading to immediate employment, the earnings trajectory becomes more critical to understand.
Before committing, pin down where Alma's specific program leads. Talk to the department about job placement rates, typical career paths, and whether most graduates continue their education. The estimated figures suggest Alma performs comparably to peer programs nationally, but given Michigan's stronger state median, you'll want to understand what differentiates this program and whether its outcomes justify choosing it over alternatives closer to that $40,000 benchmark.
Where Alma College Stands
Earnings vs. debt across all health services/allied health/health sciences bachelors's programs nationally
Compare to Similar Programs in Michigan
Health Services/Allied Health/Health Sciences bachelors's programs at peer institutions in Michigan (9 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $47,430 | $35,279* | — | $27,000* | — | |
| $29,778 | $52,998* | — | $26,683* | 0.50 | |
| $14,014 | $26,225* | — | $22,750* | 0.87 | |
| National Median | — | $35,279* | — | $26,690* | 0.76 |
Career Paths
Occupations commonly associated with health services/allied health/health sciences graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Alma College, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 156 similar programs. Actual outcomes may vary.