Analysis
A debt-to-earnings ratio of 0.19 suggests fire protection could be a practical choice at Amarillo College, though these figures come from national peer programs rather than this school's actual graduates. Based on similar associate degree programs nationwide, first-year earnings around $56,000 would comfortably cover the estimated $10,370 in debt—you'd be looking at manageable monthly payments of roughly $115 on a standard 10-year plan, representing about 2% of gross monthly income.
Fire protection tends to be a stable field with clear career pathways, particularly in Texas where population growth continues to drive demand for emergency services. The national median for these programs sits at $56,004, meaning half earn more and half earn less, with top performers reaching $75,500. Where you land in that range often depends on certifications earned, the department you join, and whether you pursue additional specialized training. The 44% Pell grant rate at Amarillo College suggests the institution serves many students watching their budgets closely, which may translate to cost-conscious program design.
The caveat here is that fire departments vary significantly by location in both pay scales and hiring requirements. Before committing, verify what local departments actually pay and require—some may offer their own academy training, potentially making this degree unnecessary. If fire service is the goal and Amarillo College provides the needed certifications at this price point, the numbers work. Just confirm the credentials you'll earn align with your target employers.
Where Amarillo College Stands
Earnings vs. debt across all fire protection associates's programs nationally
Compare to Similar Programs Nationally
Fire Protection associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $2,136 | $56,004* | — | $10,370* | — | |
| $5,400 | $91,944* | — | $6,125* | 0.07 | |
| $5,352 | $90,948* | $110,475 | $10,192* | 0.11 | |
| $25,220 | $76,032* | $71,661 | $12,609* | 0.17 | |
| $5,808 | $75,326* | $68,139 | $10,500* | 0.14 | |
| $10,110 | $70,749* | $75,553 | $21,244* | 0.30 | |
| National Median | — | $56,004* | — | $11,250* | 0.20 |
Career Paths
Occupations commonly associated with fire protection graduates
Fire Inspectors and Investigators
Forest Fire Inspectors and Prevention Specialists
Career/Technical Education Teachers, Postsecondary
Firefighters
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
First-Line Supervisors of Firefighting and Prevention Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Amarillo College, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 12 similar programs. Actual outcomes may vary.