Est. Earnings (1yr)
$35,282
Est. from national median (55 programs)
Est. Median Debt
$26,500
Est. from national median (27 programs)

Analysis

A debt-to-earnings ratio of 0.75 sounds manageable until you realize what $35,000 means for a bachelor's degree graduate in Massachusetts. Based on comparable interdisciplinary programs nationally, this estimated first-year salary falls nearly $4,300 below what similar programs across Massachusetts typically produce. That gap matters when you're trying to make monthly loan payments in one of the country's more expensive states.

The $26,500 estimated debt load aligns with national norms for these programs, but interdisciplinary studies degrees present an inherent challenge: they don't lead to a clearly defined career path the way nursing or accounting does. When earnings figures are already modest and your location has a higher cost of living than much of the country, that ambiguity becomes riskier. Half of American International's students receive Pell grants, suggesting many families here can't afford to subsidize a slow career launch.

The critical question is whether this specific program offers distinct advantages—specialized faculty, unique partnerships, or career services—that justify both the tuition and the uncertainty these estimates represent. Without visibility into this program's actual outcomes, you're betting that American International's approach to interdisciplinary education will outperform the modest national baseline. That's a harder case to make when peer programs in Massachusetts are already producing better results.

Where American International College Stands

Earnings vs. debt across all multi-/interdisciplinary studies bachelors's programs nationally

Compare to Similar Programs in Massachusetts

Multi-/Interdisciplinary Studies bachelors's programs at peer institutions in Massachusetts (14 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
American International CollegeSpringfield$42,970$35,282*—$26,500*—
Fitchburg State UniversityFitchburg$11,046$39,530*$46,214$26,000*0.66
National Median—$35,282*—$26,000*0.74
* Estimated from similar programs
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At American International College, approximately 50% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 55 similar programs. Actual outcomes may vary.