Based on U.S. Department of Education data (October 2025 release).
Analysis
For an online university, American Public University System's applied mathematics program shows surprisingly solid fundamentals despite coming from a non-traditional format. The $30,599 debt load ranks in the 5th percentile nationally—meaning 95% of applied math programs leave students with more debt—while the starting salary of $54,697 sits $6,000 below the national median but matches West Virginia's state average for this degree. The 0.56 debt-to-earnings ratio means graduates can expect to earn nearly double their debt in their first year, a manageable position that beats many brick-and-mortar alternatives.
The real limitation here is context: with only two schools in West Virginia offering this program and fewer than 30 graduates in the data, it's hard to gauge whether these outcomes reflect consistent program quality or just a lucky cohort. Online programs can work well for motivated students who need flexibility, but applied mathematics typically benefits from face-to-face collaboration and lab work that's harder to replicate remotely.
If your child thrives in independent study and values the low debt burden, this could work—especially if they're planning graduate school where the undergraduate institution matters less. Just recognize they're trading some earning potential (at least initially) for significant debt savings and scheduling flexibility. The numbers work, but barely; this isn't a standout program so much as a financially prudent one.
Where American Public University System Stands
Earnings vs. debt across all applied mathematics bachelors's programs nationally
Earnings Distribution
How American Public University System graduates compare to all programs nationally
Compare to Similar Programs Nationally
Applied Mathematics bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $8,400 | $54,697 | — | $30,599 | 0.56 | |
| $59,076 | $114,279 | $166,324 | — | — | |
| $68,230 | $99,193 | $125,979 | $10,000 | 0.10 | |
| $60,952 | $97,700 | — | $25,841 | 0.26 | |
| $65,997 | $94,684 | — | — | — | |
| $69,045 | $91,559 | — | — | — | |
| National Median | — | $60,930 | — | $21,393 | 0.35 |
Career Paths
Occupations commonly associated with applied mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Actuaries
Economists
Environmental Economists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
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About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At American Public University System, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 26 graduates with reported earnings and 31 graduates with debt data. Small samples may not be representative.