Analysis
Arapahoe Community College graduates in funeral service earn substantially more than the national median—outperforming 95% of similar programs nationwide in first-year earnings. That's impressive positioning for an associate degree, and the $22,675 debt load is actually lower than most competing programs. The debt-to-earnings ratio of 0.45 means graduates owe less than half their first-year salary, which is manageable territory for this field.
The catch is significant: earnings drop 22% by year four, from $51,000 to under $40,000. This isn't uncommon in funeral service—the field has limited advancement paths without business ownership, and many graduates work variable hours early in their careers before settling into steadier but lower-paying roles. Still, that decline deserves attention. Since this is Colorado's only funeral service program, you can't comparison shop locally, but the school's 60th percentile ranking among Colorado programs (likely comparing to national data) suggests it's competitive if not exceptional.
For families considering this path, the program delivers solid entry into a stable profession without crushing debt. Just understand that the strong starting salary may not last, so financial planning should account for potentially lower mid-career earnings. The investment makes sense if your student is committed to the profession, but the earnings trajectory means they shouldn't count on income growth in their twenties.
Where Arapahoe Community College Stands
Earnings vs. debt across all funeral service and mortuary science associates's programs nationally
Earnings Distribution
How Arapahoe Community College graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Arapahoe Community College | $50,953 | $39,709 | -22% |
| American Academy McAllister Institute of Funeral Service | $47,982 | $59,793 | +25% |
| FINE Mortuary College | $52,580 | $56,293 | +7% |
| Tidewater Community College | $39,431 | $55,536 | +41% |
| Worsham College of Mortuary Science | $50,043 | $53,137 | +6% |
Compare to Similar Programs Nationally
Funeral Service and Mortuary Science associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $4,308 | $50,953 | $39,709 | $22,675 | 0.45 | |
| $19,325 | $52,580 | $56,293 | $34,677 | 0.66 | |
| — | $50,340 | $46,147 | $21,812 | 0.43 | |
| $24,800 | $50,043 | $53,137 | $15,333 | 0.31 | |
| $5,040 | $49,566 | $44,675 | — | — | |
| $4,938 | $49,205 | $49,823 | — | — | |
| National Median | — | $44,695 | — | $20,000 | 0.45 |
Career Paths
Occupations commonly associated with funeral service and mortuary science graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Arapahoe Community College, approximately 10% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 49 graduates with reported earnings and 51 graduates with debt data. Small samples may not be representative.