Analysis
Arnolds Beauty School graduates earn $14,553 in their first year—roughly $3,000 below both Tennessee's median for cosmetology programs and the national average. Among Tennessee's 47 cosmetology schools, this places the program in just the 25th percentile, meaning three-quarters of comparable state programs produce better earnings outcomes. The top Tennessee programs like The Salon Professional Academy-Nashville generate nearly twice the earnings, suggesting location or training quality creates meaningful differences in graduate success.
The $11,000 in median debt isn't catastrophic by itself, but paired with these below-average earnings, new graduates face a difficult first year. That 0.76 debt-to-earnings ratio means graduates owe about 76% of their annual income—manageable only if earnings grow substantially in subsequent years. With 59% of students receiving Pell grants, many graduates likely have limited financial cushion to weather this challenging entry period.
For Tennessee families, the economics here are straightforward: other in-state options deliver significantly better returns for similar or lower debt levels. Unless there are compelling geographic constraints—perhaps Arnolds is the only accessible school in rural West Tennessee—prospective students would benefit from exploring programs in Nashville or Murfreesboro that demonstrate stronger graduate earnings while keeping debt comparable.
Where Arnolds Beauty School Stands
Earnings vs. debt across all cosmetology certificate's programs nationally
Earnings Distribution
How Arnolds Beauty School graduates compare to all programs nationally
Compare to Similar Programs in Tennessee
Cosmetology certificate's programs at peer institutions in Tennessee (47 total in state)
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| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| $14,553 | — | $11,000 | 0.76 | |
| $25,878 | $29,204 | $9,833 | 0.38 | |
| $22,176 | — | — | — | |
| $21,451 | — | $11,580 | 0.54 | |
| $20,977 | — | $9,833 | 0.47 | |
| $20,885 | — | $7,917 | 0.38 | |
| National Median | $17,113 | — | $9,862 | 0.58 |
Career Paths
Occupations commonly associated with cosmetology graduates
Skincare Specialists
Barbers
Hairdressers, Hairstylists, and Cosmetologists
Manicurists and Pedicurists
Personal Service Managers, All Other
Fitness and Wellness Coordinators
Spa Managers
First-Line Supervisors of Personal Service Workers
Makeup Artists, Theatrical and Performance
Shampooers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Arnolds Beauty School, approximately 59% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 43 graduates with reported earnings and 35 graduates with debt data. Small samples may not be representative.