Analysis
A debt-to-earnings ratio of 0.19 suggests this program could deliver solid value—assuming the estimates hold. Based on comparable fire protection programs nationally, graduates typically earn around $56,000 in their first year while carrying roughly $10,370 in debt. That's manageable by any standard, representing less than three months of gross income. The concern here isn't the math; it's the confidence level. With Kentucky offering 14 fire protection programs but none reporting actual outcomes publicly, parents face genuine uncertainty about what Ashland's specific graduates experience in the job market.
Fire protection careers offer stability and meaningful work, but the path varies considerably by region and whether graduates pursue municipal fire service, industrial safety roles, or private sector positions. The national benchmark of $56,000 represents a median across very different employment contexts—from rural volunteer departments to metropolitan fire agencies with strong union contracts. For students planning to stay in eastern Kentucky, local job availability and starting salaries matter more than national figures can capture. The relatively low estimated debt helps cushion this uncertainty, but it doesn't eliminate the need to understand local hiring patterns and whether this credential opens doors in your specific community.
Where Ashland Community and Technical College Stands
Earnings vs. debt across all fire protection associates's programs nationally
Compare to Similar Programs Nationally
Fire Protection associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,656 | $56,004* | — | $10,370* | — | |
| $5,400 | $91,944* | — | $6,125* | 0.07 | |
| $5,352 | $90,948* | $110,475 | $10,192* | 0.11 | |
| $25,220 | $76,032* | $71,661 | $12,609* | 0.17 | |
| $5,808 | $75,326* | $68,139 | $10,500* | 0.14 | |
| $10,110 | $70,749* | $75,553 | $21,244* | 0.30 | |
| National Median | — | $56,004* | — | $11,250* | 0.20 |
Career Paths
Occupations commonly associated with fire protection graduates
Fire Inspectors and Investigators
Forest Fire Inspectors and Prevention Specialists
Career/Technical Education Teachers, Postsecondary
Firefighters
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
First-Line Supervisors of Firefighting and Prevention Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Ashland Community and Technical College, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 12 similar programs. Actual outcomes may vary.