Median Earnings (1yr)
$64,909
29th percentile (60th in KY)
Median Debt
$18,756
10% below national median
Debt-to-Earnings
0.29
Manageable
Sample Size
81
Adequate data

Analysis

Ashland's nursing program starts strong with $64,909 in first-year earnings, but that figure drops to $58,947 by year four—a 9% decline that's unusual in a profession where salaries typically grow with experience. While this places the program at the 60th percentile among Kentucky's 30 nursing programs, it's only in the 29th percentile nationally, and graduates earn roughly $10,000 less than the national median for associate nursing degrees.

The debt picture provides some relief: at $18,756, graduates borrow about $4,200 less than Kentucky's median for nursing programs, resulting in a manageable 0.29 debt-to-earnings ratio. For a program serving a significant population of Pell-eligible students (43%), this relatively modest debt load matters. However, parents should understand why earnings might decline—whether it reflects local labor market conditions in eastern Kentucky, part-time work trends, or limited advancement opportunities without further credentials.

The program gets you working as an RN with reasonable debt, but the combination of below-national earnings and backward salary progression suggests this may be better viewed as a stepping stone than a destination. If your child plans to pursue a BSN later or relocate to higher-paying markets (top Kentucky programs like Pikeville start around $76,000), this could work. If they plan to stay local and advance with just the associate degree, the earnings trajectory becomes more concerning.

Where Ashland Community and Technical College Stands

Earnings vs. debt across all registered nursing, nursing administration, nursing research and clinical nursing associates's programs nationally

Ashland Community and Technical CollegeOther registered nursing, nursing administration, nursing research and clinical nursing programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Ashland Community and Technical College graduates compare to all programs nationally

Ashland Community and Technical College graduates earn $65k, placing them in the 29th percentile of all registered nursing, nursing administration, nursing research and clinical nursing associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Kentucky

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing associates's programs at peer institutions in Kentucky (30 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Ashland Community and Technical College$64,909$58,947$18,7560.29
University of Pikeville$76,570$65,379$17,1400.22
American National University-Pikeville$75,979—$30,2050.40
Morehead State University$69,929$58,021$30,0000.43
Sullivan University$68,824$69,228$47,0350.68
Galen College of Nursing-Louisville$68,114$67,737$34,8590.51
National Median$68,409—$20,7510.30

Other Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing Programs in Kentucky

Compare tuition, earnings, and debt across Kentucky schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Pikeville
Pikeville
$24,150$76,570$17,140
American National University-Pikeville
Pikeville
$11,484$75,979$30,205
Morehead State University
Morehead
$9,838$69,929$30,000
Sullivan University
Louisville
$14,220$68,824$47,035
Galen College of Nursing-Louisville
Louisville
—$68,114$34,859

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Ashland Community and Technical College, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 81 graduates with reported earnings and 86 graduates with debt data. Small samples may not be representative.