Analysis
A debt-to-earnings ratio of 0.65 isn't alarming on its face—comparable Health Professions bachelor's programs nationally suggest graduates can expect around $38,500 in first-year earnings against roughly $25,000 in debt. That puts monthly loan payments at about $280 on a standard plan, which is manageable on a salary in this range. The challenge is knowing what specific career path this degree actually prepares students for. "Health Professions" is a broad umbrella that can mean anything from health information management to community health work, and those occupations vary wildly in earning potential and job availability in Alabama.
With 42% of Athens State students receiving Pell grants, many families here are debt-sensitive by necessity. The estimated figures align with national medians, but they don't tell you whether Athens State's particular curriculum leads to credentials that employers in Alabama actually value. Before committing, your family should identify the exact licensure or certification this degree provides and verify that it's recognized by Alabama healthcare employers. Talk to recent graduates if possible—they'll know whether this program opened doors or left them needing additional credentials.
The bottom line: The estimated financial picture looks workable, but the lack of program-specific data means you're betting on Athens State delivering outcomes similar to peer institutions without confirmation that it does. Make sure you understand the credential's market value before enrolling.
Where Athens State University Stands
Earnings vs. debt across all health professions bachelors's programs nationally
Compare to Similar Programs Nationally
Health Professions bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| — | $38,492* | — | $24,990* | — | |
| $6,638 | $72,628* | $68,341 | $19,018* | 0.26 | |
| $15,672 | $70,890* | $58,053 | $37,613* | 0.53 | |
| $31,866 | $70,566* | — | $27,801* | 0.39 | |
| $7,317 | $56,924* | $64,596 | $24,990* | 0.44 | |
| $10,791 | $56,793* | $57,659 | $29,750* | 0.52 | |
| National Median | — | $38,492* | — | $26,000* | 0.68 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Athens State University, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 44 similar programs. Actual outcomes may vary.