Median Earnings (1yr)
$24,197
27th percentile (40th in NJ)
Median Debt
$9,500
13% below national median
Debt-to-Earnings
0.39
Manageable
Sample Size
95
Adequate data

Analysis

Atlantic Cape's liberal arts associate degree graduates face a challenging starting salary of just $24,197—about $3,000 below the New Jersey median for this program and $3,000 below the national benchmark. Among New Jersey's 29 community colleges offering this degree, Atlantic Cape sits squarely in the middle at the 40th percentile, trailing schools like Camden County College and Mercer County Community College by over $3,000 annually. The modest debt load of $9,500 keeps the program accessible, but that's only marginally helpful when your first-year earnings barely exceed $24,000.

The earnings trajectory does show improvement, reaching nearly $30,000 by year four—a 24% increase that's respectable for an associate degree. However, this still leaves graduates earning about what other New Jersey community colleges deliver in year one. For families, particularly the 50% of students here receiving Pell grants, this creates a difficult calculus: the low debt is genuinely positive, but the earnings are consistently underwhelming even as they grow.

This program works best as an affordable stepping stone for students planning to transfer to a four-year institution, not as a standalone credential for immediate employment. If your child needs to enter the workforce after two years, look at the community colleges delivering $27,000+ starting salaries in New Jersey—they're charging similar tuition but producing meaningfully better outcomes.

Where Atlantic Cape Community College Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally

Atlantic Cape Community CollegeOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Atlantic Cape Community College graduates compare to all programs nationally

Atlantic Cape Community College graduates earn $24k, placing them in the 27th percentile of all liberal arts and sciences, general studies and humanities associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Jersey

Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in New Jersey (29 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Atlantic Cape Community College$24,197$29,898$9,5000.39
Thomas Edison State University$50,524$52,762$16,0000.32
Rowan College at Burlington County$28,376$39,895$9,5000.33
Camden County College$27,655$42,123$9,7890.35
Mercer County Community College$27,586$34,928$5,8700.21
Middlesex College$26,693$38,761$8,6600.32
National Median$27,248—$10,9500.40

Other Liberal Arts and Sciences, General Studies and Humanities Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
Thomas Edison State University
Trenton
$6,638$50,524$16,000
Rowan College at Burlington County
Mount Laurel
$4,968$28,376$9,500
Camden County College
Blackwood
$3,960$27,655$9,789
Mercer County Community College
West Windsor
$5,082$27,586$5,870
Middlesex College
Edison
$4,524$26,693$8,660

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Atlantic Cape Community College, approximately 50% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 95 graduates with reported earnings and 101 graduates with debt data. Small samples may not be representative.