Analysis
An estimated $13,000 in debt for an associate's degree that leads to first-year earnings around $36,000 creates a manageable financial picture—the debt-to-earnings ratio of 0.36 suggests graduates could theoretically pay off loans in under five months of gross income. For context, this debt load sits right at the national median for interdisciplinary associate's programs, while the earnings estimate also matches what similar programs produce nationally. That consistency matters when all the figures here are derived from peer institutions rather than Austin Community College's actual graduate outcomes.
The challenge with interdisciplinary studies programs is less about the numbers and more about what comes next. These degrees are often designed as transfer pathways or foundational credentials for students still figuring out their direction. At Austin Community College—where nearly a quarter of students receive Pell grants—many graduates likely continue their education rather than entering the workforce immediately. That means the first-year earnings estimate, while useful as a baseline, may not reflect the typical graduate's path.
For parents, the key question isn't whether this program produces strong immediate returns, but whether it serves as an affordable stepping stone. The modest estimated debt suggests it does. If your student plans to transfer to a four-year institution, this could be a cost-effective start. If they're workforce-bound after two years, understand that $36,000 represents an entry point, not a ceiling, and career trajectory will depend heavily on how they apply this broad credential in Austin's competitive job market.
Where Austin Community College District Stands
Earnings vs. debt across all multi/interdisciplinary studies associates's programs nationally
Compare to Similar Programs Nationally
Multi/Interdisciplinary Studies associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $2,550 | $35,979* | — | $13,012* | — | |
| $5,715 | $59,456* | $57,364 | —* | — | |
| $6,638 | $58,827* | $80,459 | $11,312* | 0.19 | |
| $4,448 | $51,330* | $52,881 | —* | — | |
| $4,706 | $48,307* | $50,784 | $13,077* | 0.27 | |
| $5,044 | $45,236* | — | —* | — | |
| National Median | — | $35,979* | — | $13,023* | 0.36 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Austin Community College District, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 29 similar programs. Actual outcomes may vary.