Median Earnings (1yr)
$35,269
44th percentile (40th in IN)
Median Debt
$26,965
At national median
Debt-to-Earnings
0.76
Manageable
Sample Size
225
Adequate data

Analysis

Ball State's liberal arts program lands squarely in the middle of what you'd expect—but that middle ground comes with real limitations for Indiana families. Graduates earn less than the state median for this major, placing them in just the 40th percentile among Indiana schools. That's notably behind private alternatives like Indiana Wesleyan ($43,763) and even IU Indianapolis ($41,499), though the admission profile suggests Ball State serves a different population.

The financial picture is manageable but uninspiring. A $26,965 debt load paired with $35,269 in first-year earnings creates a ratio of 0.76—workable but requiring careful budgeting. Earnings do grow 20% over four years to $42,167, which helps, but that still trails what graduates from stronger programs in the state achieve right out of the gate. For a broad liberal arts degree, where career paths vary widely, these middling numbers mean your child will need either strong networking, additional credentials, or clear career direction to maximize the degree's value.

If your child is drawn to Ball State for campus culture or specific programs within liberal arts, the debt level won't sink them. But families comparing options across Indiana should recognize they're paying for a credential that performs below the state average—and if career outcomes matter most, the numbers suggest looking at either higher-performing public options or considering whether a more targeted major might deliver better returns.

Where Ball State University Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally

Ball State UniversityOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Ball State University graduates compare to all programs nationally

Ball State University graduates earn $35k, placing them in the 44th percentile of all liberal arts and sciences, general studies and humanities bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Indiana

Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in Indiana (39 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Ball State University$35,269$42,167$26,9650.76
University of Notre Dame$45,579$59,713$18,8000.41
Indiana Wesleyan University-Marion$43,763$39,636$27,0000.62
Indiana Wesleyan University-National & Global$43,763$39,636$27,0000.62
University of Indianapolis$43,509$49,359$31,0000.71
Indiana University-Indianapolis$41,499$43,495$29,0000.70
National Median$36,340—$27,0000.74

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Indiana

Compare tuition, earnings, and debt across Indiana schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Notre Dame
Notre Dame
$62,693$45,579$18,800
Indiana Wesleyan University-Marion
Marion
$31,168$43,763$27,000
Indiana Wesleyan University-National & Global
Marion
$8,216$43,763$27,000
University of Indianapolis
Indianapolis
$36,136$43,509$31,000
Indiana University-Indianapolis
Indianapolis
$10,449$41,499$29,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Ball State University, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 225 graduates with reported earnings and 289 graduates with debt data. Small samples may not be representative.