Analysis
A bachelor's in applied mathematics typically leads to strong career prospects, but estimates based on similar small liberal arts colleges suggest Simon's Rock graduates may earn considerably less than their Massachusetts peers. While comparable programs nationally point to first-year earnings around $61,000, the state median for applied math majors sits at $98,000—a substantial gap that could reflect either the unique nature of Simon's Rock's early college model or the limitations of national benchmarks for predicting outcomes in Massachusetts's robust tech and finance sectors.
The estimated debt of $25,400 translates to a debt-to-earnings ratio of 0.42, which is manageable by conventional standards and slightly above the national median debt for this field. However, if actual earnings land closer to what other Massachusetts programs deliver, this debt becomes even less concerning. The uncertainty here cuts both ways: the national estimate may understate earning potential for graduates entering Boston's job market, or it may accurately reflect that Simon's Rock's distinctive approach—enrolling high school students early—produces different career trajectories than traditional four-year programs.
Given the lack of program-specific data and the wide variance among Massachusetts schools, families should scrutinize where recent graduates have actually landed jobs and what they're earning. The math credentials matter, but so does whether this particular program connects students to the opportunities that make Massachusetts one of the country's strongest markets for quantitative majors.
Where Bard College at Simon's Rock Stands
Earnings vs. debt across all applied mathematics bachelors's programs nationally
Compare to Similar Programs in Massachusetts
Applied Mathematics bachelors's programs at peer institutions in Massachusetts (19 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $66,594 | $60,930* | — | $25,421* | — | |
| $59,076 | $114,279* | $166,324 | —* | — | |
| $41,010 | $82,152* | — | —* | — | |
| National Median | — | $60,930* | — | $21,393* | 0.35 |
Career Paths
Occupations commonly associated with applied mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Actuaries
Economists
Environmental Economists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Bard College at Simon's Rock, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 44 similar programs. Actual outcomes may vary.