Based on U.S. Department of Education data (October 2025 release). Some figures are estimates based on similar programs — see details below.
Analysis
A debt load of $27,000 against first-year earnings around $36,000 places this program squarely in the middle of what national social sciences programs typically produce. With a debt-to-earnings ratio of 0.74, graduates could expect to manage their loans on a reasonable timeline, though they won't have the immediate financial breathing room that lower-debt programs offer. The earnings estimate aligns closely with both Massachusetts and national benchmarks for social sciences bachelor's degrees, suggesting typical outcomes rather than exceptional ones.
What complicates the picture is the substantial range among Massachusetts programs. While comparable programs across the state show similar earnings patterns, Boston University's social sciences graduates report significantly higher early earnings, demonstrating that institutional positioning matters in this field. The nearly 100% admission rate suggests Simon's Rock casts a wide net, which may mean more varied academic preparation among students—a factor that can influence post-graduation outcomes beyond what program-level estimates capture.
For parents weighing this investment, the numbers suggest neither a bargain nor a risky proposition. The estimated debt burden is manageable relative to typical social sciences earnings, but there's limited upside visibility. If your student is certain about social sciences and values Simon's Rock's unique early college model, the financial picture shouldn't be a dealbreaker. If they're still exploring options, comparing actual outcomes at other Massachusetts schools with reported data would provide more concrete benchmarks for decision-making.
Where Bard College at Simon's Rock Stands
Earnings vs. debt across all social sciences bachelors's programs nationally
Compare to Similar Programs in Massachusetts
Social Sciences bachelors's programs at peer institutions in Massachusetts (9 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $66,594 | $36,279* | — | $27,000* | — | |
| $65,168 | $48,243* | $61,389 | —* | — | |
| $64,142 | $22,829* | — | —* | — | |
| National Median | — | $36,279* | — | $25,500* | 0.70 |
Career Paths
Occupations commonly associated with social sciences graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Bard College at Simon's Rock, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 33 similar programs. Actual outcomes may vary.