Median Earnings (1yr)
$39,296
78th percentile (60th in NY)
Median Debt
$27,000
11% above national median
Debt-to-Earnings
0.69
Manageable
Sample Size
62
Adequate data

Analysis

Bard's biological and physical sciences program charges a premium but delivers above-average outcomes, though families should scrutinize whether the private school price tag justifies the advantage. Graduates earn $39,296 in their first year—beating the national median by about $5,000 and landing in the 78th percentile nationally. Within New York, though, the picture is less impressive: this falls right at the 60th percentile, trailing behind even CUNY Hunter College's outcomes by nearly $3,000 despite Bard's higher tuition.

The bright spot here is debt management. At $27,000, graduates leave with remarkably low borrowing compared to peers at other private institutions—this ranks in just the 5th percentile nationally for debt burden. That conservative borrowing creates a manageable 0.69 debt-to-earnings ratio, meaning graduates owe less than nine months' salary. For a selective liberal arts college (52% admission rate, 1387 average SAT), keeping debt this controlled while maintaining solid earnings is noteworthy.

The calculation for families comes down to net price. If Bard's actual cost approaches in-state SUNY rates through aid, these outcomes make sense. But families paying significantly more than public alternatives should recognize they're getting moderately better earnings for considerably higher upfront investment—a trade-off worth careful financial modeling before committing.

Where Bard College Stands

Earnings vs. debt across all biological and physical sciences bachelors's programs nationally

Bard CollegeOther biological and physical sciences programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Bard College graduates compare to all programs nationally

Bard College graduates earn $39k, placing them in the 78th percentile of all biological and physical sciences bachelors programs nationally.

Compare to Similar Programs in New York

Biological and Physical Sciences bachelors's programs at peer institutions in New York (17 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Bard College$39,296—$27,0000.69
CUNY Hunter College$36,362$60,863$10,3480.28
Fordham University$29,958$58,912$24,2500.81
National Median$34,380—$24,2500.71

Other Biological and Physical Sciences Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
CUNY Hunter College
New York
$7,382$36,362$10,348
Fordham University
Bronx
$61,992$29,958$24,250

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Bard College, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 62 graduates with reported earnings and 64 graduates with debt data. Small samples may not be representative.