Analysis
Baylor's business program comes with an estimated debt load of $26,500—substantially lower than the $53,000 median for similar Texas programs—yet the estimated first-year earnings of $50,700 from comparable national programs remain modest for a private university charging premium tuition. That debt-to-earnings ratio of 0.52 suggests manageable repayment in theory, but remember these figures come from peer institutions rather than Baylor's actual graduate outcomes.
The earnings estimate here reflects the national median for business bachelor's programs, which may not capture what Baylor's network and reputation specifically deliver. With only 13% of students receiving Pell grants and an average SAT of 1313, this is a relatively affluent, selective environment—factors that often correlate with stronger career placement through family connections and alumni networks. Whether that translates to earnings exceeding the national benchmark is the key unknown. The one Texas program with reported data—Southwest University at El Paso—shows considerably lower earnings at $36,583, though it serves a different student population.
For parents, the critical question is whether Baylor's specific advantages justify the investment when you're working with borrowed estimates rather than actual track records. The debt burden appears reasonable compared to state peers, but you're betting on outcomes that may differ significantly from these national averages. If your child has admission options with reported data, those schools offer more transparency about what graduates actually earn.
Where Baylor University Stands
Earnings vs. debt across all business, management, marketing, bachelors's programs nationally
Compare to Similar Programs in Texas
Business, Management, Marketing, bachelors's programs at peer institutions in Texas (3 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $54,844 | $50,740* | — | $26,500* | — | |
| $16,000 | $36,583* | $33,676 | $53,230* | 1.46 | |
| National Median | — | $50,740* | — | $26,000* | 0.51 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Baylor University, approximately 13% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 31 similar programs. Actual outcomes may vary.