Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing at Beckfield College-Florence
Associate's Degree
Analysis
Beckfield College's nursing program graduates earn above the state median initially, ranking in the 60th percentile among Kentucky programs. But here's the problem: earnings drop 9% by year four, falling to $59,725—below both state and national benchmarks. Combined with $36,983 in debt (nearly $14,000 above Kentucky's median and $16,000 above the national average), this creates a debt burden that takes significantly longer to justify than competing programs.
The debt-to-earnings ratio of 0.56 isn't catastrophic for nursing, but it's notably higher than what you'd see at programs like Morehead State or Galen College of Nursing, where graduates carry less debt and maintain stronger mid-career earnings. The earnings decline is particularly concerning—most nursing programs show stable or growing incomes as nurses gain experience and pursue specialty certifications. Something about this program's graduate outcomes diverges from the typical nursing career trajectory.
For a field as stable as nursing, where starting salaries above $60,000 are common, families should expect better. The debt load here means your child would be repaying loans while peers from other Kentucky programs are building savings. Unless there are compelling geographic or scheduling reasons to choose Beckfield, other in-state options offer clearer paths to financial stability in a profession that should provide exactly that.
Where Beckfield College-Florence Stands
Earnings vs. debt across all registered nursing, nursing administration, nursing research and clinical nursing associates's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Beckfield College-Florence graduates compare to all programs nationally
Beckfield College-Florence graduates earn $66k, placing them in the 33th percentile of all registered nursing, nursing administration, nursing research and clinical nursing associates programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Kentucky
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing associates's programs at peer institutions in Kentucky (30 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Beckfield College-Florence | $65,659 | $59,725 | $36,983 | 0.56 |
| University of Pikeville | $76,570 | $65,379 | $17,140 | 0.22 |
| American National University-Pikeville | $75,979 | — | $30,205 | 0.40 |
| Morehead State University | $69,929 | $58,021 | $30,000 | 0.43 |
| Sullivan University | $68,824 | $69,228 | $47,035 | 0.68 |
| Galen College of Nursing-Louisville | $68,114 | $67,737 | $34,859 | 0.51 |
| National Median | $68,409 | — | $20,751 | 0.30 |
Other Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing Programs in Kentucky
Compare tuition, earnings, and debt across Kentucky schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| University of Pikeville Pikeville | $24,150 | $76,570 | $17,140 |
| American National University-Pikeville Pikeville | $11,484 | $75,979 | $30,205 |
| Morehead State University Morehead | $9,838 | $69,929 | $30,000 |
| Sullivan University Louisville | $14,220 | $68,824 | $47,035 |
| Galen College of Nursing-Louisville Louisville | — | $68,114 | $34,859 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Beckfield College-Florence, approximately 57% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 128 graduates with reported earnings and 186 graduates with debt data. Small samples may not be representative.