Median Earnings (1yr)
$16,192
40th percentile (40th in PA)
Median Debt
$10,400
5% above national median
Debt-to-Earnings
0.64
Manageable
Sample Size
202
Adequate data

Analysis

Bella Capelli Academy graduates start below both national and Pennsylvania averages for cosmetology programs, earning just $16,192 in their first year—slightly under the state median of $16,236. However, the program's defining characteristic is its earnings trajectory: by year four, graduates earn $25,037, a 55% increase that moves them well ahead of typical outcomes. This growth pattern suggests graduates successfully build client bases and transition into higher-earning roles, though it requires patience during those early years of lower income.

The $10,400 debt load is notably lighter than Pennsylvania's median of $13,308 for cosmetology programs, creating a manageable repayment burden even with first-year earnings around $16,000. With 40% of students receiving Pell grants, this accessibility matters—the program serves students who might struggle with heavier debt. That said, Pennsylvania's top cosmetology schools produce graduates earning $20,000+ from day one, so families should understand they're trading slower initial earnings for lower upfront costs.

For parents whose child is committed to cosmetology and willing to hustle through lean early years, this program's combination of modest debt and strong earnings growth makes financial sense. Just ensure they have a financial cushion for that first year or two when income will be tight.

Where Bella Capelli Academy Stands

Earnings vs. debt across all cosmetology certificate's programs nationally

Bella Capelli AcademyOther cosmetology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Bella Capelli Academy graduates compare to all programs nationally

Bella Capelli Academy graduates earn $16k, placing them in the 40th percentile of all cosmetology certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Pennsylvania

Cosmetology certificate's programs at peer institutions in Pennsylvania (60 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Bella Capelli Academy$16,192$25,037$10,4000.64
Metro Beauty Academy$21,226$21,774$13,3810.63
Penn Commercial Business/Technical School$20,871$21,778$11,3180.54
South Hills Beauty Academy$20,852$22,780$7,6620.37
Douglas Education Center$20,532$20,851$11,6460.57
Lancaster School of Cosmetology & Therapeutic Bodywork$19,624$23,986$7,2080.37
National Median$17,113—$9,8620.58

Other Cosmetology Programs in Pennsylvania

Compare tuition, earnings, and debt across Pennsylvania schools

SchoolIn-State TuitionEarnings (1yr)Debt
Metro Beauty Academy
Allentown
—$21,226$13,381
Penn Commercial Business/Technical School
Washington
$13,654$20,871$11,318
South Hills Beauty Academy
Pittsburgh
—$20,852$7,662
Douglas Education Center
Monessen
$18,950$20,532$11,646
Lancaster School of Cosmetology & Therapeutic Bodywork
Lancaster
—$19,624$7,208

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Bella Capelli Academy, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 202 graduates with reported earnings and 225 graduates with debt data. Small samples may not be representative.