Median Earnings (1yr)
$38,469
27th percentile (60th in KY)
Median Debt
$27,000
4% above national median
Debt-to-Earnings
0.70
Manageable
Sample Size
30
Adequate data

Analysis

Bellarmine's teacher education program lands squarely in the middle of Kentucky's education school landscape—ranking above the state median but trailing the University of Louisville and UK by about $1,300-$3,200 annually. For a program with a 94% admission rate, that's a respectable showing. The $27,000 debt load is actually below the national median for education programs, and the 0.70 debt-to-earnings ratio means graduates can manage their loans on a teacher's salary, though it will take discipline.

The challenge is that $38,469 starting salary, which places in just the 27th percentile nationally. Kentucky teachers generally earn less than the national average, so this isn't a Bellarmine-specific problem—it's the reality of choosing education in this state. The modest 5% earnings growth to $40,317 after four years reflects typical teacher salary schedules rather than merit-based advancement. Parents should know their graduate will likely need summer work or a side income initially, especially if living independently in Louisville.

If your child is committed to teaching in Kentucky, Bellarmine offers decent preparation without crushing debt. But if career flexibility or higher earnings matter, understand this is a path chosen for passion rather than financial return. The state's flagship programs deliver slightly better outcomes for potentially similar costs.

Where Bellarmine University Stands

Earnings vs. debt across all teacher education and professional development, specific levels and methods bachelors's programs nationally

Bellarmine UniversityOther teacher education and professional development, specific levels and methods programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Bellarmine University graduates compare to all programs nationally

Bellarmine University graduates earn $38k, placing them in the 27th percentile of all teacher education and professional development, specific levels and methods bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Kentucky

Teacher Education and Professional Development, Specific Levels and Methods bachelors's programs at peer institutions in Kentucky (28 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Bellarmine University$38,469$40,317$27,0000.70
University of Louisville$41,672$42,115$23,5840.57
University of Kentucky$41,312$39,718$23,2500.56
Thomas More University$40,439—$27,0000.67
Kentucky Wesleyan College$39,559———
Asbury University$39,215$34,200$28,0000.71
National Median$41,809—$26,0000.62

Other Teacher Education and Professional Development, Specific Levels and Methods Programs in Kentucky

Compare tuition, earnings, and debt across Kentucky schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Louisville
Louisville
$12,828$41,672$23,584
University of Kentucky
Lexington
$13,212$41,312$23,250
Thomas More University
Crestview Hills
$38,400$40,439$27,000
Kentucky Wesleyan College
Owensboro
$33,393$39,559—
Asbury University
Wilmore
$33,640$39,215$28,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Bellarmine University, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 30 graduates with reported earnings and 39 graduates with debt data. Small samples may not be representative.