Analysis
Ohio's fire protection programs typically launch graduates into strong first-year earnings—Cincinnati State's associate degree holders earn $91,944—but Belmont's estimated figures paint a different picture. Based on national benchmarks for similar programs, this associate's degree appears to generate around $56,004 in first-year earnings, nearly $36,000 below what comparable Ohio programs report. That's a significant gap in a state where fire protection careers generally pay well from the start.
The estimated debt load of $10,370 is modest and sits below both state and national medians for this field, yielding a comfortable debt-to-earnings ratio of 0.19. If the earnings estimate holds true, graduates would dedicate roughly 19% of their first-year income to debt—a manageable burden by any standard. The real question is whether those earnings will actually materialize at that level or if graduates can tap into Ohio's stronger fire protection job market despite lower-than-typical starting figures.
For parents, the challenge here is substantial uncertainty. When actual program outcomes aren't available and estimates fall well short of state peers, you're making a decision with limited visibility. If your student is committed to fire protection in Ohio, investigating why this program's estimated outcomes diverge so sharply from Cincinnati State and exploring placement rates directly with Belmont becomes essential before committing.
Where Belmont College Stands
Earnings vs. debt across all fire protection associates's programs nationally
Compare to Similar Programs in Ohio
Fire Protection associates's programs at peer institutions in Ohio (15 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,815 | $56,004* | — | $10,370* | — | |
| $5,400 | $91,944* | — | $6,125* | 0.07 | |
| National Median | — | $56,004* | — | $11,250* | 0.20 |
Career Paths
Occupations commonly associated with fire protection graduates
Fire Inspectors and Investigators
Forest Fire Inspectors and Prevention Specialists
Career/Technical Education Teachers, Postsecondary
Firefighters
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
First-Line Supervisors of Firefighting and Prevention Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Belmont College, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 12 similar programs. Actual outcomes may vary.