Median Earnings (1yr)
$22,360
5th percentile (25th in TN)
Median Debt
$24,250
1% below national median
Debt-to-Earnings
1.08
Elevated
Sample Size
18
Limited data

Analysis

The first-year earnings here—$22,360—sit at the bottom 5% of English programs nationally, roughly $7,600 below the national median and $6,400 below Tennessee's state median. While the small sample size demands caution, the gap is substantial enough to warrant concern, especially when students are carrying $24,250 in debt. That 1.08 debt-to-earnings ratio means graduates initially owe more than they earn in a year, creating immediate financial pressure regardless of whether the sample fully represents typical outcomes.

The 67% earnings jump to $37,402 by year four offers meaningful relief and eventually pushes graduates above both state and national benchmarks. But that four-year timeline matters: parents should understand their child will likely face tight financial constraints during those critical early career years. Other Tennessee programs—Austin Peay and Vanderbilt both show stronger initial outcomes—suggest the early struggle isn't inevitable for English majors in the state.

Given the uncertainties here, families should dig deeper before committing. Request more recent placement data directly from Belmont's English department and ask specifically about career services support for humanities graduates. If your student is drawn to English but financial stability matters, consider whether Austin Peay's similar program (which starts $15,000 higher) might deliver better value, particularly if scholarship offers differ significantly between schools.

Where Belmont University Stands

Earnings vs. debt across all english language and literature bachelors's programs nationally

Belmont UniversityOther english language and literature programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Belmont University graduates compare to all programs nationally

Belmont University graduates earn $22k, placing them in the 5th percentile of all english language and literature bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

English Language and Literature bachelors's programs at peer institutions in Tennessee (36 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Belmont University$22,360$37,402$24,2501.08
Austin Peay State University$37,486$36,534$25,6770.68
Vanderbilt University$34,633$53,767$13,4200.39
Middle Tennessee State University$31,554$40,969$24,0450.76
The University of the South$31,218$38,995$21,1750.68
Lee University$30,977—$27,0000.87
National Median$29,967—$24,5290.82

Other English Language and Literature Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
Austin Peay State University
Clarksville
$8,675$37,486$25,677
Vanderbilt University
Nashville
$63,946$34,633$13,420
Middle Tennessee State University
Murfreesboro
$9,506$31,554$24,045
The University of the South
Sewanee
$53,698$31,218$21,175
Lee University
Cleveland
$22,690$30,977$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Belmont University, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 18 graduates with reported earnings and 21 graduates with debt data. Small samples may not be representative.