Analysis
Belmont's interdisciplinary studies program lands right in the middle of Tennessee offerings but carries a concerning debt load that undermines its otherwise solid performance. While first-year earnings of $37,264 match the state median almost exactly, graduates end up borrowing significantly less than the state average ($20,500 vs. $23,250), which is good news. However, that debt still ranks in the 80th percentile nationally—meaning 80% of similar programs nationwide leave students with less debt. For a program at a school with a 96% admission rate, that's a red flag.
The silver lining is the trajectory: earnings jump 27% by year four to $47,428, which actually surpasses several flagship state programs that start higher. This suggests the broad skill set pays dividends as graduates find their footing in the workforce. Still, you're paying private school prices (albeit with reasonable debt) for outcomes that roughly match what you'd get at Middle Tennessee State, which serves a more economically diverse student body.
The math works if your child values Belmont's Nashville location and campus experience enough to justify the premium. But if cost is a primary concern, MTSU delivers comparable earnings with likely lower sticker prices. The program isn't a bad choice—it's just not an obvious financial winner compared to in-state alternatives.
Where Belmont University Stands
Earnings vs. debt across all multi/interdisciplinary studies bachelors's programs nationally
Earnings Distribution
How Belmont University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Belmont University | $37,264 | $47,428 | +27% |
| Vanderbilt University | $37,276 | $60,205 | +62% |
| University of Memphis | $37,229 | $39,408 | +6% |
| Middle Tennessee State University | $38,272 | $38,553 | +1% |
| The University of Tennessee-Knoxville | $23,404 | $37,520 | +60% |
Compare to Similar Programs in Tennessee
Multi/Interdisciplinary Studies bachelors's programs at peer institutions in Tennessee (20 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $41,320 | $37,264 | $47,428 | $20,500 | 0.55 | |
| $9,506 | $38,272 | $38,553 | $26,000 | 0.68 | |
| $63,946 | $37,276 | $60,205 | $12,000 | 0.32 | |
| $10,344 | $37,229 | $39,408 | $30,430 | 0.82 | |
| $10,208 | $32,674 | $34,781 | $29,750 | 0.91 | |
| $13,484 | $23,404 | $37,520 | $20,500 | 0.88 | |
| National Median | — | $38,704 | — | $25,495 | 0.66 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Belmont University, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 35 graduates with reported earnings and 37 graduates with debt data. Small samples may not be representative.