Analysis
A moderately selective private university in Massachusetts charging students an estimated $25,000 in debt for earnings around $61,000 raises immediate questions, especially when peer programs in the same state show dramatically different outcomes. Harvard and Wentworth graduates in applied mathematics earn $114,000 and $82,000 respectively—the state median sits at $98,000. While Bentley's figures are estimates based on national benchmarks rather than its own graduates' actual outcomes, that $37,000 gap between estimated earnings here and the state median is striking for a school with a 1340 average SAT and strong selectivity.
The debt-to-earnings ratio of 0.42 appears manageable on paper, particularly compared to many undergraduate programs. But this masks the real concern: comparable programs in Massachusetts typically produce earnings that would make even higher debt loads more sustainable. Similar programs nationally suggest first-year earnings around $61,000, which positions this estimate right at the median—adequate, but unremarkable for a $70,000+ annual tuition school. The question becomes whether Bentley's business-focused environment and Boston proximity create advantages that aren't captured in these peer-based estimates, or whether students would be better served by Massachusetts programs with proven track records of substantially higher earnings in this field.
Without actual outcomes data for Bentley's applied math program specifically, you're essentially betting on the university's broader reputation translating to results that exceed what similar programs nationally deliver. That's a significant leap of faith when in-state alternatives show concrete evidence of six-figure earning potential.
Where Bentley University Stands
Earnings vs. debt across all applied mathematics bachelors's programs nationally
Compare to Similar Programs in Massachusetts
Applied Mathematics bachelors's programs at peer institutions in Massachusetts (19 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $58,150 | $60,930* | — | $25,421* | — | |
| $59,076 | $114,279* | $166,324 | —* | — | |
| $41,010 | $82,152* | — | —* | — | |
| National Median | — | $60,930* | — | $21,393* | 0.35 |
Career Paths
Occupations commonly associated with applied mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Actuaries
Economists
Environmental Economists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Bentley University, approximately 15% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 44 similar programs. Actual outcomes may vary.