Analysis
Applied mathematics programs nationally deliver strong early returns, with a median starting salary around $61,000—and Birmingham-Southern's graduates likely land in this range based on comparable programs. The estimated $25,000 in debt is higher than the national median for this field but creates a manageable debt-to-earnings ratio of 0.42, meaning monthly loan payments would consume roughly 4-5% of gross income under standard repayment plans.
The challenge here is uncertainty. With only four schools offering this degree in Alabama and limited reporting from Birmingham-Southern's own cohorts, we're working from national benchmarks rather than school-specific outcomes. Auburn, the state's flagship engineering school, reports exactly what the state median suggests—$60,671—which aligns with the estimate. But Birmingham-Southern operates differently as a selective liberal arts college (52% admission rate, 1197 average SAT), and whether that translates to similar placement outcomes in quantitative fields isn't captured in these peer-program estimates.
The financial structure looks sound on paper: applied math typically leads to stable, well-paying careers in tech, finance, or analytics. However, parents should verify Birmingham-Southern's actual placement record in these sectors and understand where recent graduates landed. The estimated figures suggest competitiveness, but without this school's specific track record, you're betting on the broader strength of the degree rather than proven institutional results.
Where Birmingham-Southern College Stands
Earnings vs. debt across all applied mathematics bachelors's programs nationally
Compare to Similar Programs in Alabama
Applied Mathematics bachelors's programs at peer institutions in Alabama (4 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $22,750 | $60,930* | — | $25,421* | — | |
| $12,536 | $60,671* | — | $19,000* | 0.31 | |
| National Median | — | $60,930* | — | $21,393* | 0.35 |
Career Paths
Occupations commonly associated with applied mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Actuaries
Economists
Environmental Economists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Birmingham-Southern College, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 44 similar programs. Actual outcomes may vary.