Applied Mathematics at Bloomfield College of Montclair State University

Based on peer programs nationally, this applied mathematics degree starts at around $61,000—reasonable for a bachelor's in STEM, but notably below what comparable programs produce in New Jersey. Stevens Institute of Technology, the only in-state program with reported data, shows first-year earnings of $97,700, suggesting New Jersey's tech-heavy job market typically rewards applied math graduates much more generously. The estimated $25,000 debt load aligns with what similar programs carry, yielding a manageable 0.42 debt-to-earnings ratio that most graduates could handle.

The real question is why the earnings gap exists. It could reflect Bloomfield's focus on serving first-generation and lower-income students (69% receive Pell grants), who may face different career access despite solid technical training. Or the estimates, drawn from national rather than institutional data, may not capture this particular program's outcomes. What's clear is that applied mathematics degrees in New Jersey's competitive market *can* command six figures early on, but that outcome isn't guaranteed here based on available evidence.

For families weighing this investment, the debt level won't crush your child, but the earnings uncertainty matters. If they're drawn to applied math and Bloomfield's supportive environment fits their needs, it's workable—just recognize they may need to be strategic about internships and job placement to reach the higher end of what New Jersey math graduates typically earn.