Median Earnings (1yr)
$15,719
34th percentile (60th in MS)
Median Debt
$16,535
68% above national median
Debt-to-Earnings
1.05
Elevated
Sample Size
641
Adequate data

Analysis

Blue Cliff College-Gulfport's cosmetology program presents a mixed picture that requires careful consideration of your financial expectations. While graduates earn $15,719 in their first year—below the national average of $17,113—this program actually performs better than most Mississippi cosmetology schools, ranking in the 60th percentile statewide where the median is just $14,236. However, the program significantly underperforms compared to the top community college options in the state, which see graduates earning $17,000+ annually.

The financial structure here is concerning despite relatively manageable debt levels. At $16,535 in median debt, graduates face a debt-to-earnings ratio of 1.05, meaning they owe more than they'll earn in their first year. While this debt load ranks in the favorable 5th percentile nationally (meaning 95% of programs have higher debt), the low earning potential means loan payments will consume a substantial portion of take-home pay. The minimal 5% earnings growth over four years suggests limited career advancement potential.

For a cosmetology career in Mississippi, this program gets you licensed but doesn't position you as competitively as community college alternatives like Hinds or Northwest Mississippi, where graduates earn $2,000+ more annually with similar debt loads. If cost is the primary concern and other options aren't accessible, this program can work, but the superior performance of state community colleges makes them worth serious consideration first.

Where Blue Cliff College-Gulfport Stands

Earnings vs. debt across all cosmetology certificate's programs nationally

Blue Cliff College-GulfportOther cosmetology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Blue Cliff College-Gulfport graduates compare to all programs nationally

Blue Cliff College-Gulfport graduates earn $16k, placing them in the 34th percentile of all cosmetology certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Mississippi

Cosmetology certificate's programs at peer institutions in Mississippi (28 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Blue Cliff College-Gulfport$15,719$16,461$16,5351.05
Hinds Community College$17,704$14,285$9,7810.55
Northwest Mississippi Community College$17,660$21,301$5,5000.31
Meridian Community College$17,559$18,352
Hatfield's Mississippi College of Beauty Culture$15,880$15,408$12,2660.77
Mississippi Institute of Aesthetics Nails & Cosmetology$15,875$18,693$5,6160.35
National Median$17,113$9,8620.58

Other Cosmetology Programs in Mississippi

Compare tuition, earnings, and debt across Mississippi schools

SchoolIn-State TuitionEarnings (1yr)Debt
Hinds Community College
Raymond
$3,825$17,704$9,781
Northwest Mississippi Community College
Senatobia
$3,660$17,660$5,500
Meridian Community College
Meridian
$3,932$17,559
Hatfield's Mississippi College of Beauty Culture
Laurel
$15,880$12,266
Mississippi Institute of Aesthetics Nails & Cosmetology
Clinton
$15,875$5,616

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Blue Cliff College-Gulfport, approximately 73% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 641 graduates with reported earnings and 835 graduates with debt data. Small samples may not be representative.