Analysis
A business bachelor's from Bob Jones University carries an estimated $26,500 in debt—slightly below the national median for business programs—paired with first-year earnings that peer programs suggest hover around $50,740. That debt-to-earnings ratio of 0.52 means graduates would owe roughly half their first year's salary, which is manageable compared to many bachelor's programs but still requires careful planning.
What makes this analysis trickier is that both figures are estimates drawn from similar business programs nationally, since Bob Jones doesn't have enough graduates in this program for the Department of Education to report specific outcomes. The national business landscape shows considerable variation: top-performing programs produce earnings around $60,700, while many others fall below the median. Without knowing where BJU's program specifically lands in that range, families are making decisions with limited visibility.
The practical consideration here is whether you're comfortable with that uncertainty. The estimated debt load is reasonable enough that even if earnings come in below the national median, graduates should be able to manage payments. But if you're choosing this program for reasons specific to Bob Jones—whether religious mission, campus culture, or particular faculty—make sure those factors are strong enough to justify accepting more uncertainty about employment outcomes than you'd face at schools with reported data.
Where Bob Jones University Stands
Earnings vs. debt across all business, management, marketing, bachelors's programs nationally
Compare to Similar Programs Nationally
Business, Management, Marketing, bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $23,400 | $50,740* | — | $26,500* | — | |
| $13,120 | $82,115* | — | $29,062* | 0.35 | |
| $16,450 | $80,842* | — | $15,697* | 0.19 | |
| $41,010 | $73,382* | $78,432 | $27,000* | 0.37 | |
| $59,070 | $72,850* | $89,485 | $26,500* | 0.36 | |
| $58,150 | $70,365* | $89,440 | $26,000* | 0.37 | |
| National Median | — | $50,740* | — | $26,000* | 0.51 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Bob Jones University, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 31 similar programs. Actual outcomes may vary.