Analysis
A 0.72 debt-to-earnings ratio falls within the federal "manageable debt" threshold of 1.0, but for a social sciences degree where career paths vary dramatically, that benchmark tells only part of the story. Based on peer programs nationally, this bachelor's degree carries an estimated $26,975 in debt against first-year earnings around $37,459—figures that suggest you'd be dedicating roughly three-quarters of a year's salary to loans. That's workable if your child lands in the higher-paying corners of social sciences, but many graduates in this field pursue graduate degrees or nonprofit work where those numbers get tighter quickly.
What compounds the uncertainty here is that we're working entirely from estimates—both the earnings and debt figures come from comparable programs elsewhere, not from Brescia's actual graduates. Similar programs in Kentucky typically produce slightly higher first-year earnings (around $38,659 at Western Kentucky), though the difference is modest. The real question is what specific career path your child has in mind. If they're headed toward social work, education, or community services, those early earnings might be lower; business or research roles could push them higher.
With 43% of Brescia students receiving Pell grants and a selective 35% admission rate, this is a school serving many students who need their degree to deliver financially. Without concrete data on where Brescia's own social sciences graduates end up, you're betting on outcomes from similar programs holding true here—a reasonable assumption, but one worth testing by asking the school directly about job placement rates and alumni trajectories in your child's intended field.
Where Brescia University Stands
Earnings vs. debt across all social sciences bachelors's programs nationally
Compare to Similar Programs in Kentucky
Social Sciences bachelors's programs at peer institutions in Kentucky (11 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $30,450 | $37,459* | — | $26,975* | — | |
| $11,436 | $38,659* | $41,015 | —* | — | |
| National Median | — | $37,459* | — | $25,500* | 0.68 |
Career Paths
Occupations commonly associated with social sciences graduates
Statisticians
Biostatisticians
Sociologists
Sociology Teachers, Postsecondary
Social Sciences Teachers, Postsecondary, All Other
Secondary School Teachers, Except Special and Career/Technical Education
Survey Researchers
Middle School Teachers, Except Special and Career/Technical Education
Elementary School Teachers, Except Special Education
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Brescia University, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 76 similar programs. Actual outcomes may vary.