Analysis
Applied mathematics bachelor's programs nationwide typically produce first-year earnings around $61,000, and BYU's program likely falls in that range. With estimated debt of $25,400, graduates would face a debt-to-earnings ratio of 0.42—manageable by most standards, though slightly above the national median debt for this major. The uncertainty here matters: we're extrapolating from a small pool of similar programs because BYU's graduate cohort in this specific major was too small for the Department of Education to report outcomes directly.
What works in your child's favor is the combination of BYU's selectivity (average SAT of 1376) and relatively contained borrowing patterns. The school's institutional culture tends toward lower debt loads compared to many private universities, which the estimate reflects. Applied mathematics also offers flexibility—graduates move into software development, data analysis, actuarial work, and graduate programs—so that $61,000 figure represents just one starting point among many career paths.
The critical question is whether your child will actually need to borrow that $25,000. At BYU, nearly 70% of students receive some financial aid, and church affiliation significantly reduces tuition for LDS students. Run the net price calculator with your family's specifics, because the actual cost could differ substantially from these national debt estimates, potentially making this a considerably stronger financial proposition than the numbers suggest.
Where Brigham Young University Stands
Earnings vs. debt across all applied mathematics bachelors's programs nationally
Compare to Similar Programs Nationally
Applied Mathematics bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,496 | $60,930* | — | $25,421* | — | |
| $59,076 | $114,279* | $166,324 | —* | — | |
| $68,230 | $99,193* | $125,979 | $10,000* | 0.10 | |
| $60,952 | $97,700* | — | $25,841* | 0.26 | |
| $65,997 | $94,684* | — | —* | — | |
| $69,045 | $91,559* | — | —* | — | |
| National Median | — | $60,930* | — | $21,393* | 0.35 |
Career Paths
Occupations commonly associated with applied mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Actuaries
Economists
Environmental Economists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Brigham Young University, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 44 similar programs. Actual outcomes may vary.