Analysis
A debt-to-earnings ratio under 0.5 is generally considered manageable, and the estimated figures here—$47,670 in first-year earnings against $23,120 in debt—suggest a financially reasonable starting point for a physics degree. However, these estimates are based on national medians across similar programs, not Bryn Mawr's actual outcomes, and the picture becomes more complex when you look at Pennsylvania specifically. Physics majors from comparable programs in the state, like Penn, typically earn around $68,000 in their first year—over $20,000 more than what national peer data would suggest here.
This gap matters because Bryn Mawr is a highly selective institution (31% admission rate, 1404 average SAT) whose graduates likely compete for opportunities with students from those higher-earning Pennsylvania programs. Physics is also a field where graduate school is common, which could explain lower initial earnings if many graduates pursue advanced degrees rather than immediate employment. The debt load appears modest compared to the state's $29,924 median, which provides some cushion if your student follows that path.
The takeaway: Physics programs vary dramatically in outcomes even within the same state, and without actual data from Bryn Mawr, you're betting on whether this program performs closer to national averages or to Pennsylvania's stronger benchmarks. If your student plans on graduate school, the lower estimated debt helps; if they're aiming for immediate employment, probe whether recent graduates have matched the stronger Pennsylvania earnings levels.
Where Bryn Mawr College Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in Pennsylvania
Physics bachelors's programs at peer institutions in Pennsylvania (48 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $62,560 | $47,670* | — | $23,120* | — | |
| $66,104 | $68,215* | — | —* | — | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Bryn Mawr College, approximately 14% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.