Analysis
Fire protection programs in California typically position graduates for stable public sector careers, and Cabrillo's estimated debt load of $10,370 compares favorably to the state median of $14,000 for similar programs. With first-year earnings from comparable programs hovering around $56,000, the debt-to-earnings ratio of 0.19 suggests manageable repayment—roughly two months of gross pay to clear the debt. That's a reasonable foundation for a field where advancement and higher pay often depend on certifications, seniority, and getting hired by the right department.
The challenge is timing and geography. California fire departments are highly competitive, and many hire seasonally or when positions open up. Peer programs across the state show first-year earnings closer to $53,847, which aligns with the reality that new graduates often start in seasonal or part-time roles before landing permanent positions. The $56,000 estimate reflects national patterns that may include states with faster hiring tracks or lower competition.
For parents weighing this path: the debt burden appears light, but job placement depends heavily on your child's willingness to be flexible about location and timing. If they're committed to firefighting as a career and understand they may need to work seasonal contracts or relocate for their first permanent position, the financial risk is contained. If they're treating this as a backup plan, the competitive California market makes that a tougher bet.
Where Cabrillo College Stands
Earnings vs. debt across all fire protection associates's programs nationally
Compare to Similar Programs in California
Fire Protection associates's programs at peer institutions in California (61 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $1,270 | $56,004* | — | $10,370* | — | |
| $1,180 | $53,847* | $95,342 | $14,000* | 0.26 | |
| National Median | — | $56,004* | — | $11,250* | 0.20 |
Career Paths
Occupations commonly associated with fire protection graduates
Fire Inspectors and Investigators
Forest Fire Inspectors and Prevention Specialists
Career/Technical Education Teachers, Postsecondary
Firefighters
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
First-Line Supervisors of Firefighting and Prevention Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Cabrillo College, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 12 similar programs. Actual outcomes may vary.