Median Earnings (1yr)
$34,663
87th percentile (60th in PA)
Median Debt
$30,750
23% above national median
Debt-to-Earnings
0.89
Manageable
Sample Size
34
Adequate data

Analysis

Cairn University's Religion program commands higher debt than most religious studies programs nationally, but graduates earn substantially more than their peers—placing in the 87th percentile nationally with first-year earnings of $34,663 versus a $25,450 national median. That 36% earnings premium matters when evaluating the $30,750 debt load, which translates to a manageable 0.89 debt-to-earnings ratio. The fact that graduates see 23% earnings growth by year four, reaching $42,600, suggests they're finding sustainable career paths rather than hitting early ceilings.

Within Pennsylvania, these outcomes look more typical—landing at the state median for both earnings and debt. This makes sense given that Cairn likely competes with other regional Christian colleges where graduates pursue similar ministry, nonprofit, and education careers. The program delivers better-than-average preparation for a field where many graduates accept modest salaries for mission-driven work.

For parents, the key question is whether your child is genuinely called to vocational ministry or religious work. If so, this debt level won't be crippling given the earnings trajectory. But if they're uncertain about their path or might pivot to secular careers, the higher borrowing compared to cheaper religious studies programs elsewhere becomes harder to justify—even with the earnings advantage.

Where Cairn University-Langhorne Stands

Earnings vs. debt across all religion/religious studies bachelors's programs nationally

Cairn University-LanghorneOther religion/religious studies programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Cairn University-Langhorne graduates compare to all programs nationally

Cairn University-Langhorne graduates earn $35k, placing them in the 87th percentile of all religion/religious studies bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Pennsylvania

Religion/Religious Studies bachelors's programs at peer institutions in Pennsylvania (47 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Cairn University-Langhorne$34,663$42,600$30,7500.89
National Median$25,450—$25,0000.98

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Cairn University-Langhorne, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.