Analysis
Cairn University's Religion program commands higher debt than most religious studies programs nationally, but graduates earn substantially more than their peers—placing in the 87th percentile nationally with first-year earnings of $34,663 versus a $25,450 national median. That 36% earnings premium matters when evaluating the $30,750 debt load, which translates to a manageable 0.89 debt-to-earnings ratio. The fact that graduates see 23% earnings growth by year four, reaching $42,600, suggests they're finding sustainable career paths rather than hitting early ceilings.
Within Pennsylvania, these outcomes look more typical—landing at the state median for both earnings and debt. This makes sense given that Cairn likely competes with other regional Christian colleges where graduates pursue similar ministry, nonprofit, and education careers. The program delivers better-than-average preparation for a field where many graduates accept modest salaries for mission-driven work.
For parents, the key question is whether your child is genuinely called to vocational ministry or religious work. If so, this debt level won't be crippling given the earnings trajectory. But if they're uncertain about their path or might pivot to secular careers, the higher borrowing compared to cheaper religious studies programs elsewhere becomes harder to justify—even with the earnings advantage.
Where Cairn University-Langhorne Stands
Earnings vs. debt across all religion/religious studies bachelors's programs nationally
Earnings Distribution
How Cairn University-Langhorne graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Cairn University-Langhorne | $34,663 | $42,600 | +23% |
| Fordham University | $30,985 | $75,263 | +143% |
| University of Virginia-Main Campus | $25,260 | $50,482 | +100% |
| Beth Medrash Govoha | $36,798 | $47,226 | +28% |
| Liberty University | $38,540 | $44,318 | +15% |
Compare to Similar Programs Nationally
Religion/Religious Studies bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $32,625 | $34,663 | $42,600 | $30,750 | 0.89 | |
| $11,450 | $61,244 | — | — | — | |
| $65,545 | $56,236 | — | $16,750 | 0.30 | |
| $8,850 | $42,103 | — | $17,813 | 0.42 | |
| $21,222 | $38,540 | $44,318 | $36,495 | 0.95 | |
| — | $36,798 | $47,226 | — | — | |
| National Median | — | $25,450 | — | $25,000 | 0.98 |
Career Paths
Occupations commonly associated with religion/religious studies graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Cairn University-Langhorne, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.