Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing at Caldwell University

Caldwell's nursing program puts graduates on solid financial footing immediately—with first-year earnings of $88,550, they're in the 91st percentile nationally. But the New Jersey comparison tells a more nuanced story: this same salary lands at just the 40th percentile statewide, trailing the state median by about $2,000. For a family comparing options within New Jersey, that matters. Schools like Montclair State and Kean University are placing graduates into positions earning $15,000-$20,000 more annually, which compounds significantly over a nursing career.

The modest $27,000 debt load keeps this program financially accessible, and the 0.30 debt-to-earnings ratio means graduates can manage payments comfortably. However, the slight earnings dip to $85,900 by year four suggests limited early advancement opportunities—many Caldwell graduates may be staying in entry-level hospital positions rather than moving into specialty roles or leadership tracks that command higher pay in New Jersey's competitive healthcare market.

For families prioritizing affordability and a reliable entry into nursing, Caldwell delivers. But if your child is willing to compete for admission at a more selective public university in-state, the earnings premium at schools like Montclair or Ramapo could amount to $75,000+ over just the first five years of work—enough to justify the comparison shopping.