Analysis
California Baptist's interdisciplinary studies program carries an estimated $22,875 in debt—higher than the state median of $17,264 for similar programs—while estimated first-year earnings of around $40,400 align closely with what comparable California programs typically produce. That debt-to-earnings ratio of 0.57 sits in reasonable territory, meaning graduates would likely devote about half their first year's salary to loans if they borrowed the median amount. However, it's worth noting that interdisciplinary studies programs in California show enormous earnings variation, from $35,400 to over $100,000 at programs like University of the Pacific, suggesting that program focus and student career choices matter more than the credential itself.
The challenge with interdisciplinary degrees is their breadth—they can open multiple doors or leave graduates without a clear professional identity. With 41% of CBU students receiving Pell grants, the higher-than-typical debt load deserves attention, especially since these estimated figures are drawn from peer programs rather than CBU's actual graduate outcomes. If your student is treating this as a flexible path to graduate school or has a specific career plan that values the degree's customizability, the numbers work. If they're choosing it because they're undecided, comparable investment in a more defined major at a CSU might produce clearer returns with less debt.
Where California Baptist University Stands
Earnings vs. debt across all multi/interdisciplinary studies bachelors's programs nationally
Compare to Similar Programs in California
Multi/Interdisciplinary Studies bachelors's programs at peer institutions in California (50 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $39,720 | $40,433* | — | $22,875* | — | |
| $55,340 | $104,803* | $165,593 | $15,500* | 0.15 | |
| $13,747 | $46,154* | $65,593 | $15,000* | 0.32 | |
| $7,913 | $45,490* | $38,755 | $18,196* | 0.40 | |
| $14,850 | $45,461* | $76,643 | $14,500* | 0.32 | |
| $14,237 | $35,404* | $51,708 | $16,332* | 0.46 | |
| National Median | — | $38,704* | — | $25,495* | 0.66 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At California Baptist University, approximately 41% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 8 similar programs in CA. Actual outcomes may vary.