Liberal Arts and Sciences, General Studies and Humanities at California Lutheran University
Bachelor's Degree
Analysis
California Lutheran's liberal arts program operates in an interesting middle ground—the median debt of $21,897 sits below the state average, while four-year earnings of $50,096 place this program in the 60th percentile among California schools. That's a meaningful distinction in a state where the typical liberal arts graduate earns just $31,802. The 43% earnings growth from year one to year four suggests graduates gain traction as they establish themselves professionally, though the sample size here is small (under 30 graduates), so individual outcomes could vary considerably.
The debt-to-earnings ratio of 0.63 is manageable—graduates owe about eight months of first-year salary. However, the debt burden ranks in the 80th percentile nationally, meaning most comparable programs saddle students with less debt. The gap between California Lutheran's first-year earnings ($34,989) and the national median ($36,340) narrows significantly by year four, when CLU graduates actually outpace both state and national benchmarks.
For parents evaluating this program: the combination of below-average state debt with above-average state earnings makes this a reasonable option if your student wants a broad liberal arts foundation. Just understand you're not buying into a top-tier program—schools like National University and Saint Mary's nearly double these four-year earnings. The real question is whether CLU's smaller cohorts and accessible admissions (89% acceptance rate) provide the environment your student needs to be among those who reach that $50K mark.
Where California Lutheran University Stands
Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How California Lutheran University graduates compare to all programs nationally
California Lutheran University graduates earn $35k, placing them in the 43th percentile of all liberal arts and sciences, general studies and humanities bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in California
Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in California (80 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| California Lutheran University | $34,989 | $50,096 | $21,897 | 0.63 |
| National University | $57,429 | — | $35,426 | 0.62 |
| Saint Mary's College of California | $56,094 | $53,489 | $27,000 | 0.48 |
| Ashford University | $49,010 | $46,413 | $31,500 | 0.64 |
| Antioch University-Los Angeles | $46,487 | $44,094 | $29,832 | 0.64 |
| Antioch University-Santa Barbara | $46,487 | $44,094 | $29,832 | 0.64 |
| National Median | $36,340 | — | $27,000 | 0.74 |
Other Liberal Arts and Sciences, General Studies and Humanities Programs in California
Compare tuition, earnings, and debt across California schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| National University San Diego | $13,320 | $57,429 | $35,426 |
| Saint Mary's College of California Moraga | $56,134 | $56,094 | $27,000 |
| Ashford University San Diego | $13,160 | $49,010 | $31,500 |
| Antioch University-Los Angeles Culver City | — | $46,487 | $29,832 |
| Antioch University-Santa Barbara Santa Barbara | — | $46,487 | $29,832 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At California Lutheran University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 22 graduates with reported earnings and 63 graduates with debt data. Small samples may not be representative.