Analysis
Cal State Channel Islands' education program outperforms most California teacher preparation programs while keeping debt remarkably low. Graduates earn $34,646 in their first year—ahead of 60% of education programs statewide and well above the California median of $31,250. More importantly, they carry just $14,000 in debt, which matches the state median but sits far below the national average of nearly $26,000. That creates a debt-to-earnings ratio of 0.40, meaning graduates can realistically pay off loans within a year or two of teaching.
The 13% earnings growth to $39,111 by year four is steady if not spectacular, tracking with typical teacher salary schedules in California districts. Given that nearly half of students here receive Pell grants, the combination of manageable debt and above-median starting pay represents genuine upward mobility for first-generation college students entering a stable profession.
For parents whose child is committed to teaching, this program delivers what matters most: certification without crushing debt and starting salaries that exceed most California alternatives. The debt burden is low enough that loan payments won't force difficult financial choices during those crucial early teaching years.
Where California State University-Channel Islands Stands
Earnings vs. debt across all education bachelors's programs nationally
Earnings Distribution
How California State University-Channel Islands graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| California State University-Channel Islands | $34,646 | $39,111 | +13% |
| University of Minnesota-Twin Cities | $46,560 | $58,769 | +26% |
| Endicott College | $26,489 | $52,352 | +98% |
| Towson University | $52,791 | $48,964 | -7% |
| Sonoma State University | $31,095 | $35,866 | +15% |
Compare to Similar Programs in California
Education bachelors's programs at peer institutions in California (8 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $6,817 | $34,646 | $39,111 | $14,000 | 0.40 | |
| $7,439 | $31,250 | — | $12,200 | 0.39 | |
| $8,190 | $31,095 | $35,866 | $17,305 | 0.56 | |
| National Median | — | $32,461 | — | $25,989 | 0.80 |
Career Paths
Occupations commonly associated with education graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At California State University-Channel Islands, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 60 graduates with reported earnings and 57 graduates with debt data. Small samples may not be representative.