Median Earnings (1yr)
$23,149
10th percentile (25th in CA)
Median Debt
$16,375
20% below national median
Debt-to-Earnings
0.71
Manageable
Sample Size
21
Limited data

Analysis

The immediate concern here isn't the debt—at $16,375, it's below both national and state medians—but rather that first-year salary of $23,149. That's roughly $12 an hour full-time, placing this program in the bottom 10% nationally. Among California's 39 Area Studies programs, it ranks at just the 25th percentile, trailing significantly behind UC Berkeley ($50,728) and even sister CSU campuses like Fullerton ($29,316) and Long Beach ($28,591).

The upside is dramatic earnings growth: graduates see their income nearly double by year four, reaching $42,575. This pattern suggests many grads start in entry-level positions or graduate school but eventually find their footing. With a debt load under $17,000, the financial burden is manageable even during those lean early years. However, the small sample size (under 30 graduates) means these numbers could swing considerably year to year, making this data less reliable than programs with hundreds of graduates.

For parents, the question is whether your child can weather those first few years on roughly $23,000 annually—likely while living in California where costs run high. The eventual trajectory looks reasonable, but there are stronger-performing Area Studies programs within the Cal State system if you're concerned about early career earnings.

Where California State University-Chico Stands

Earnings vs. debt across all area studies bachelors's programs nationally

California State University-ChicoOther area studies programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How California State University-Chico graduates compare to all programs nationally

California State University-Chico graduates earn $23k, placing them in the 10th percentile of all area studies bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Area Studies bachelors's programs at peer institutions in California (39 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
California State University-Chico$23,149$42,575$16,3750.71
University of California-Berkeley$50,728$77,557$14,9720.30
University of California-Irvine$30,897———
California State University-Fullerton$29,316$47,728$17,5000.60
California State University-Long Beach$28,591$51,163$15,6970.55
California State University-Northridge$26,793———
National Median$34,211—$20,5520.60

Other Area Studies Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of California-Berkeley
Berkeley
$14,850$50,728$14,972
University of California-Irvine
Irvine
$14,237$30,897—
California State University-Fullerton
Fullerton
$7,073$29,316$17,500
California State University-Long Beach
Long Beach
$7,008$28,591$15,697
California State University-Northridge
Northridge
$7,095$26,793—

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At California State University-Chico, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 21 graduates with reported earnings and 24 graduates with debt data. Small samples may not be representative.