Analysis
A debt-to-earnings ratio of 0.65 sounds reasonable on paper, but the reality for this Health Professions bachelor's degree requires closer examination. Based on comparable programs nationally, graduates can expect to earn around $38,500 in their first year while carrying roughly $25,000 in debt—meaning it would take about eight months of gross income to clear that burden. That's manageable, but here's the catch: similar programs at other California State schools suggest earnings closer to $37,800, and they're doing it with median debt of just $18,750. That $6,000 difference in borrowing matters when you're starting a career in the mid-$30Ks.
The broader question is whether a bachelor's in Health Professions positions graduates competitively. These peer programs typically produce earnings below the national median for bachelor's degrees generally ($55,000), and with nearly half of CSU-Chico students receiving Pell grants, affordability is critical. The debt burden here isn't catastrophic, but it's higher than state peers while earnings appear typical for the field. If your child has specific career goals that require this degree—perhaps as a stepping stone to graduate health programs or specialized certifications—the investment makes more sense. Otherwise, investigating how CSU-Chico's actual graduates fare compared to these estimates, and what specific career paths this program feeds into, would help clarify whether paying roughly $7,000 more than the state median debt delivers equivalent value.
Where California State University-Chico Stands
Earnings vs. debt across all health professions bachelors's programs nationally
Compare to Similar Programs in California
Health Professions bachelors's programs at peer institutions in California (11 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,064 | $38,492* | — | $24,990* | — | |
| $7,064 | $37,856* | $44,340 | $13,000* | 0.34 | |
| National Median | — | $38,492* | — | $26,000* | 0.68 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At California State University-Chico, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 44 similar programs. Actual outcomes may vary.