Median Earnings (1yr)
$117,088
95th percentile (60th in CA)
Median Debt
$9,489
65% below national median
Debt-to-Earnings
0.08
Manageable
Sample Size
89
Adequate data

Analysis

CSU Monterey Bay nursing graduates command first-year salaries of $117,000—56% higher than the national average for nursing programs and well above California's state median of $101,000. While this places the program in the 60th percentile statewide (just below top performers like Sonoma State and CSU East Bay), what makes this particularly compelling is the near-zero financial barrier: graduates leave with just $9,500 in median debt, roughly one-third of California's typical nursing debt load. This combination—six-figure earnings against minimal borrowing—creates an extraordinarily clean path into the profession.

The accessible admissions (95% acceptance rate) and substantial Pell Grant enrollment (43%) suggest this program effectively serves first-generation and lower-income students without compromising outcomes. Earnings growth is modest at 4% over four years, but when you're already clearing $117,000 at graduation, immediate earning power matters more than steep trajectory. The moderate sample size means some year-to-year variation is possible, but the fundamentals remain strong.

For families weighing nursing programs in California, this represents exceptional value—particularly if keeping debt low is a priority. You're getting outcomes comparable to much more selective private programs, with debt levels that let graduates keep nearly all of what they earn. That's a meaningful advantage in a high cost-of-living state.

Where California State University-Monterey Bay Stands

Earnings vs. debt across all registered nursing, nursing administration, nursing research and clinical nursing bachelors's programs nationally

California State University-Monterey BayOther registered nursing, nursing administration, nursing research and clinical nursing programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How California State University-Monterey Bay graduates compare to all programs nationally

California State University-Monterey Bay graduates earn $117k, placing them in the 95th percentile of all registered nursing, nursing administration, nursing research and clinical nursing bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing bachelors's programs at peer institutions in California (65 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
California State University-Monterey Bay$117,088$122,142$9,4890.08
Sonoma State University$125,646$124,083$19,7500.16
California State University-East Bay$124,392$139,795$18,8750.15
Samuel Merritt University$119,486$135,557$25,0000.21
California State University-Stanislaus$119,356$111,925$23,4500.20
Pacific Union College$119,258$112,642$31,0000.26
National Median$74,888—$27,0000.36

Other Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
Sonoma State University
Rohnert Park
$8,190$125,646$19,750
California State University-East Bay
Hayward
$7,055$124,392$18,875
Samuel Merritt University
Oakland
—$119,486$25,000
California State University-Stanislaus
Turlock
$7,826$119,356$23,450
Pacific Union College
Angwin
$35,214$119,258$31,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At California State University-Monterey Bay, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 89 graduates with reported earnings and 66 graduates with debt data. Small samples may not be representative.