Median Earnings (1yr)
$24,979
5th percentile (25th in CA)
Median Debt
$14,295
47% below national median
Debt-to-Earnings
0.57
Manageable
Sample Size
208
Adequate data

Analysis

The first year after graduation looks rough at Cal State San Bernardino—$24,979 puts graduates in the bottom 5% nationally for this major—but there's a compelling twist. By year four, median earnings nearly double to $47,796, jumping past California's state median of $31,802 and approaching the national 75th percentile. That 91% earnings growth suggests graduates are landing entry-level positions that open doors to better opportunities, which is precisely what many students at this Hispanic-serving institution need.

The manageable $14,295 in debt makes the difficult early years bearable. While graduates earn less than half the state median initially, they're carrying about 40% less debt than their California peers. That low debt-to-earnings ratio of 0.57—even calculated against that weak first-year number—means students aren't drowning financially while they build experience. For a school serving primarily Pell Grant recipients (57%), this combination of accessibility and eventual mobility matters more than impressive starting salaries.

The real question is whether your student can weather those first couple of years. If they have family support or can secure additional financial aid, this path delivers solid middle-class earnings by year four without crushing debt. But if they need immediate income after graduation to support themselves or family members, the 25th percentile ranking among California programs signals this might not be the best liberal arts option in the state.

Where California State University-San Bernardino Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally

California State University-San BernardinoOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How California State University-San Bernardino graduates compare to all programs nationally

California State University-San Bernardino graduates earn $25k, placing them in the 5th percentile of all liberal arts and sciences, general studies and humanities bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in California (80 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
California State University-San Bernardino$24,979$47,796$14,2950.57
National University$57,429—$35,4260.62
Saint Mary's College of California$56,094$53,489$27,0000.48
Ashford University$49,010$46,413$31,5000.64
Antioch University-Los Angeles$46,487$44,094$29,8320.64
Antioch University-Santa Barbara$46,487$44,094$29,8320.64
National Median$36,340—$27,0000.74

Other Liberal Arts and Sciences, General Studies and Humanities Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
National University
San Diego
$13,320$57,429$35,426
Saint Mary's College of California
Moraga
$56,134$56,094$27,000
Ashford University
San Diego
$13,160$49,010$31,500
Antioch University-Los Angeles
Culver City
—$46,487$29,832
Antioch University-Santa Barbara
Santa Barbara
—$46,487$29,832

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At California State University-San Bernardino, approximately 57% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 208 graduates with reported earnings and 236 graduates with debt data. Small samples may not be representative.