Median Earnings (1yr)
$29,341
19th percentile (40th in CA)
Median Debt
$15,125
44% below national median
Debt-to-Earnings
0.52
Manageable
Sample Size
64
Adequate data

Analysis

Cal State San Marcos graduates start rough but climb fast. That first-year figure of $29,341 is concerning—nearly $7,000 below the national median and even trailing California's already-modest state average. This ranks in just the 19th percentile nationally. But here's the crucial detail: by year four, earnings jump to $43,664, a 49% increase that narrows the gap considerably. Among California's liberal arts programs, this sits right at the 40th percentile—middle of the pack for the state.

The debt picture deserves real attention. At $15,125, it's actually below both state and national medians, which matters given that 44% of students receive Pell grants. The debt-to-first-year-earnings ratio of 0.52 is manageable, especially compared to programs carrying $27,000 in typical debt. However, even with strong earnings growth, four-year graduates here earn roughly $13,000 less than those from top California programs like National University or Saint Mary's.

For families prioritizing low debt over peak earnings, this works—especially if a student plans to pursue graduate school or needs time to find their professional footing. But if maximizing bachelor's-level earnings matters most, the significant gap between CSU San Marcos and higher-performing programs in the state is worth confronting directly.

Where California State University-San Marcos Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally

California State University-San MarcosOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How California State University-San Marcos graduates compare to all programs nationally

California State University-San Marcos graduates earn $29k, placing them in the 19th percentile of all liberal arts and sciences, general studies and humanities bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in California (80 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
California State University-San Marcos$29,341$43,664$15,1250.52
National University$57,429—$35,4260.62
Saint Mary's College of California$56,094$53,489$27,0000.48
Ashford University$49,010$46,413$31,5000.64
Antioch University-Los Angeles$46,487$44,094$29,8320.64
Antioch University-Santa Barbara$46,487$44,094$29,8320.64
National Median$36,340—$27,0000.74

Other Liberal Arts and Sciences, General Studies and Humanities Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
National University
San Diego
$13,320$57,429$35,426
Saint Mary's College of California
Moraga
$56,134$56,094$27,000
Ashford University
San Diego
$13,160$49,010$31,500
Antioch University-Los Angeles
Culver City
—$46,487$29,832
Antioch University-Santa Barbara
Santa Barbara
—$46,487$29,832

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At California State University-San Marcos, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 64 graduates with reported earnings and 162 graduates with debt data. Small samples may not be representative.