Liberal Arts and Sciences, General Studies and Humanities at California State University-San Marcos
Bachelor's Degree
csusm.eduAnalysis
Cal State San Marcos graduates start rough but climb fast. That first-year figure of $29,341 is concerning—nearly $7,000 below the national median and even trailing California's already-modest state average. This ranks in just the 19th percentile nationally. But here's the crucial detail: by year four, earnings jump to $43,664, a 49% increase that narrows the gap considerably. Among California's liberal arts programs, this sits right at the 40th percentile—middle of the pack for the state.
The debt picture deserves real attention. At $15,125, it's actually below both state and national medians, which matters given that 44% of students receive Pell grants. The debt-to-first-year-earnings ratio of 0.52 is manageable, especially compared to programs carrying $27,000 in typical debt. However, even with strong earnings growth, four-year graduates here earn roughly $13,000 less than those from top California programs like National University or Saint Mary's.
For families prioritizing low debt over peak earnings, this works—especially if a student plans to pursue graduate school or needs time to find their professional footing. But if maximizing bachelor's-level earnings matters most, the significant gap between CSU San Marcos and higher-performing programs in the state is worth confronting directly.
Where California State University-San Marcos Stands
Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally
Earnings Distribution
How California State University-San Marcos graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| California State University-San Marcos | $29,341 | $43,664 | +49% |
| California Polytechnic State University-San Luis Obispo | $35,056 | $55,078 | +57% |
| Saint Mary's College of California | $56,094 | $53,489 | -5% |
| University of California-Riverside | $23,203 | $53,198 | +129% |
| Sonoma State University | $39,758 | $51,305 | +29% |
Compare to Similar Programs in California
Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in California (80 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $7,739 | $29,341 | $43,664 | $15,125 | 0.52 | |
| $13,320 | $57,429 | — | $35,426 | 0.62 | |
| $56,134 | $56,094 | $53,489 | $27,000 | 0.48 | |
| $13,160 | $49,010 | $46,413 | $31,500 | 0.64 | |
| — | $46,487 | $44,094 | $29,832 | 0.64 | |
| — | $46,487 | $44,094 | $29,832 | 0.64 | |
| National Median | — | $36,340 | — | $27,000 | 0.74 |
Career Paths
Occupations commonly associated with liberal arts and sciences, general studies and humanities graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At California State University-San Marcos, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 64 graduates with reported earnings and 162 graduates with debt data. Small samples may not be representative.