Median Earnings (1yr)
$44,287
95th percentile (40th in MA)
Median Debt
$32,524
3% above national median
Debt-to-Earnings
0.73
Manageable
Sample Size
21
Limited data

Analysis

Cambridge College's Human Services program shows a puzzling pattern that demands careful consideration: graduates start strong at $44,287—well above the national median—but see earnings drop to $37,169 by year four. That 16% decline is unusual for any bachelor's degree program and raises questions about career trajectory or the nature of initial placements. Within Massachusetts, this program sits right at the state median, meaning half of MA schools produce better outcomes. The debt load of $32,524 lands slightly above the state average but isn't unreasonable relative to first-year earnings.

Here's the critical caveat: this analysis comes from a very small sample of fewer than 30 graduates. That means one or two unusual career paths could skew the entire picture. The backwards earnings trajectory might reflect a cohort-specific issue rather than a program-wide problem, or it could signal that early social services positions don't lead to salary growth without additional credentials.

For parents, the decision hinges on stability. If your child plans to pursue graduate education in social work or counseling—common paths in human services—this could work as an affordable launching point. But if they're expecting the bachelor's degree alone to lead to steady income growth, the data here doesn't support that expectation. Given the small sample and declining earnings pattern, you'd want strong evidence from the school about typical career paths before committing.

Where Cambridge College Stands

Earnings vs. debt across all human services bachelors's programs nationally

Cambridge CollegeOther human services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Cambridge College graduates compare to all programs nationally

Cambridge College graduates earn $44k, placing them in the 95th percentile of all human services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Massachusetts

Human Services bachelors's programs at peer institutions in Massachusetts (12 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Cambridge College$44,287$37,169$32,5240.73
Northeastern University Professional Programs$45,799$37,367$26,0000.57
Northeastern University$45,799$37,367$26,0000.57
Fitchburg State University$45,641$48,365$26,3520.58
Fisher College$35,289$44,634$29,9350.85
National Median$36,630—$31,5730.86

Other Human Services Programs in Massachusetts

Compare tuition, earnings, and debt across Massachusetts schools

SchoolIn-State TuitionEarnings (1yr)Debt
Northeastern University Professional Programs
Boston
—$45,799$26,000
Northeastern University
Boston
$63,141$45,799$26,000
Fitchburg State University
Fitchburg
$11,046$45,641$26,352
Fisher College
Boston
$35,013$35,289$29,935

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Cambridge College, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 21 graduates with reported earnings and 35 graduates with debt data. Small samples may not be representative.