Analysis
With comparable Massachusetts funeral service programs showing first-year earnings around $52,580, this estimated $44,695 figure suggests Cape Cod Community College's graduates may earn roughly $8,000 less annually than state peers—though without school-specific data, we're relying on broader national patterns. The estimated debt of $17,063 creates a manageable 0.38 debt-to-earnings ratio that's well below the 1.0 threshold financial advisors typically consider acceptable. For comparison, the median Massachusetts program carries significantly higher debt at $34,677, which means if Cape Cod's actual outcomes track closer to that state pattern, the debt picture could be quite different than these national estimates suggest.
The funeral service field offers unusual stability—people need these services regardless of economic conditions—and licensure requirements create career entry barriers that help protect earnings. However, the gap between these estimates and state-reported outcomes matters practically. If your child graduates closer to that $52,580 Massachusetts median, $17,000 in debt looks like a smart investment. If actual outcomes align more with the $44,695 national figure, it's still workable but leaves less financial breathing room in those critical early career years.
Given the small program size that triggers data suppression, contact Cape Cod's mortuary science department directly for their actual graduate outcomes and job placement rates. The difference between estimated and real numbers could significantly change whether this represents a solid vocational path or merely an acceptable one.
Where Cape Cod Community College Stands
Earnings vs. debt across all funeral service and mortuary science associates's programs nationally
Compare to Similar Programs in Massachusetts
Funeral Service and Mortuary Science associates's programs at peer institutions in Massachusetts (3 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,712 | $44,695* | — | $17,063* | — | |
| $19,325 | $52,580* | $56,293 | $34,677* | 0.66 | |
| National Median | — | $44,695* | — | $20,000* | 0.45 |
Career Paths
Occupations commonly associated with funeral service and mortuary science graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Cape Cod Community College, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 23 similar programs. Actual outcomes may vary.