Analysis
A debt-to-earnings ratio of 0.19 is exceptionally strong for any program, and while these figures come from similar Fire Protection associate's programs nationally rather than Cape Fear's own graduates, they suggest a promising investment. Peer programs across the country typically produce first-year earnings around $56,000 with median debt near $10,400—numbers that would allow graduates to manage their loans comfortably while entering a stable public safety career. Fire protection is a field with relatively standardized training requirements and civil service hiring, which means outcomes tend to be more consistent across different schools than in many other fields.
The challenge is that without Cape Fear-specific data, you're making a decision with limited visibility into how this particular program performs. The school's low Pell grant percentage (18%) might indicate it serves a less economically diverse population than typical community colleges, though that tells you nothing about program quality or local job placement. North Carolina has 23 schools offering this credential, creating both competition for seats and suggesting healthy demand for fire protection professionals in the state.
If your child is committed to firefighting and Cape Fear offers proximity to home or connections with local fire departments, the estimated debt level is manageable enough to justify enrollment. However, reach out to the program directly about job placement rates and relationships with Wilmington-area fire services—those local factors matter more here than national estimates can capture.
Where Cape Fear Community College Stands
Earnings vs. debt across all fire protection associates's programs nationally
Compare to Similar Programs Nationally
Fire Protection associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $2,748 | $56,004* | — | $10,370* | — | |
| $5,400 | $91,944* | — | $6,125* | 0.07 | |
| $5,352 | $90,948* | $110,475 | $10,192* | 0.11 | |
| $25,220 | $76,032* | $71,661 | $12,609* | 0.17 | |
| $5,808 | $75,326* | $68,139 | $10,500* | 0.14 | |
| $10,110 | $70,749* | $75,553 | $21,244* | 0.30 | |
| National Median | — | $56,004* | — | $11,250* | 0.20 |
Career Paths
Occupations commonly associated with fire protection graduates
Fire Inspectors and Investigators
Forest Fire Inspectors and Prevention Specialists
Career/Technical Education Teachers, Postsecondary
Firefighters
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
First-Line Supervisors of Firefighting and Prevention Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Cape Fear Community College, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 12 similar programs. Actual outcomes may vary.