Median Earnings (1yr)
$85,426
85th percentile (60th in MN)
Median Debt
$27,826
3% above national median
Debt-to-Earnings
0.33
Manageable
Sample Size
1820
Adequate data

Analysis

Capella University's nursing program delivers strong initial earnings that outpace most programs nationally, but the concerning downward trajectory should give families pause. At $85,426 in first-year earnings, graduates earn significantly more than the national median of $74,888 and rank in the 85th percentile nationally. However, earnings actually decline to $82,005 by year four—a 4% drop that's unusual in nursing, where experience typically translates to higher pay.

The debt picture is reasonable at $27,826, creating a manageable debt-to-earnings ratio of 0.33. Within Minnesota, though, the program performs more modestly, ranking only in the 60th percentile among state programs. Capella trails behind Walden University ($88,877) and Saint Mary's University ($84,323) for in-state alternatives, though it does outperform the Minnesota median of $75,577.

The earnings decline from year one to four is the red flag here—it suggests either that initial placement advantages don't sustain, or that career progression may be limited compared to other programs. While the first-year outcomes look attractive, families should investigate why earnings drop rather than grow. For Minnesota residents, exploring higher-performing state options might yield better long-term career trajectories, especially given that several programs show similar or better outcomes without the concerning earnings decline.

Where Capella University Stands

Earnings vs. debt across all registered nursing, nursing administration, nursing research and clinical nursing bachelors's programs nationally

Capella UniversityOther registered nursing, nursing administration, nursing research and clinical nursing programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Capella University graduates compare to all programs nationally

Capella University graduates earn $85k, placing them in the 85th percentile of all registered nursing, nursing administration, nursing research and clinical nursing bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Minnesota

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing bachelors's programs at peer institutions in Minnesota (27 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Capella University$85,426$82,005$27,8260.33
Walden University$88,877$87,923$32,8000.37
Saint Mary's University of Minnesota$84,323$104,496$40,1880.48
Augsburg University$80,574$77,817$23,4410.29
Minnesota State University Moorhead$78,006$76,288$30,3590.39
Bemidji State University$77,639$71,027$27,9900.36
National Median$74,888$27,0000.36

Other Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing Programs in Minnesota

Compare tuition, earnings, and debt across Minnesota schools

SchoolIn-State TuitionEarnings (1yr)Debt
Walden University
Minneapolis
$12,498$88,877$32,800
Saint Mary's University of Minnesota
Winona
$43,160$84,323$40,188
Augsburg University
Minneapolis
$43,942$80,574$23,441
Minnesota State University Moorhead
Moorhead
$10,336$78,006$30,359
Bemidji State University
Bemidji
$10,164$77,639$27,990

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Capella University, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 1820 graduates with reported earnings and 2250 graduates with debt data. Small samples may not be representative.