Analysis
Capilo graduates earn $20,556 their first year—about $3,400 more than the national median for cosmetology programs. That's an 80th percentile performance nationally, though in Maine's smaller market, it lands at the 60th percentile among the state's three cosmetology schools. The $9,833 in median debt is nearly identical to the national median, creating a debt-to-earnings ratio of 0.48—meaning graduates can expect to earn roughly double their debt in their first year.
The earnings trajectory shows steady improvement, with income reaching $23,039 by year four, representing 12% growth. This matters in an industry where many professionals struggle to increase their earning power after the initial learning curve. While you won't find spectacular starting salaries here—this is cosmetology, after all—Capilo's graduates are clearly competing effectively for better-paying positions. The modest debt load means graduates aren't starting their careers in a financial hole, which is especially important in a field where many work as independent contractors and need flexibility to build their client base.
For a family comfortable with cosmetology as a career path, this represents solid training at a fair price. The debt is manageable on these earnings, and graduates outperform most of their peers nationally. Just understand you're investing in a certification for skilled trade work, not a pathway to dramatically higher income over time.
Where Capilo School of Hair Design Stands
Earnings vs. debt across all cosmetology certificate's programs nationally
Earnings Distribution
How Capilo School of Hair Design graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Capilo School of Hair Design | $20,556 | $23,039 | +12% |
| Institute of Advanced Medical Esthetics | $27,490 | $36,799 | +34% |
| Saint Paul College | $32,987 | $36,693 | +11% |
| Spa Tech Institute-Westbrook | $21,124 | $23,325 | +10% |
| Empire Beauty School-Maine | $18,408 | $20,474 | +11% |
Compare to Similar Programs in Maine
Cosmetology certificate's programs at peer institutions in Maine (3 total in state)
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| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| $20,556 | $23,039 | $9,833 | 0.48 | |
| $21,124 | $23,325 | $7,117 | 0.34 | |
| $18,408 | $20,474 | $15,765 | 0.86 | |
| National Median | $17,113 | — | $9,862 | 0.58 |
Career Paths
Occupations commonly associated with cosmetology graduates
Skincare Specialists
Barbers
Hairdressers, Hairstylists, and Cosmetologists
Manicurists and Pedicurists
Personal Service Managers, All Other
Fitness and Wellness Coordinators
Spa Managers
First-Line Supervisors of Personal Service Workers
Makeup Artists, Theatrical and Performance
Shampooers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Capilo School of Hair Design, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 123 graduates with reported earnings and 147 graduates with debt data. Small samples may not be representative.