Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing at Carroll College
Bachelor's Degree
Analysis
Carroll College nursing graduates start strong with $75,000 in first-year earnings—right on par with national norms and slightly above Montana's median. But here's the wrinkle: by year four, those earnings drop to $67,000. This backward trajectory is unusual for nursing, where wages typically climb as new grads gain experience and move beyond entry-level positions. It's worth investigating whether many graduates are shifting into part-time work, public health roles, or other career paths that might explain the dip.
The $27,000 debt load is manageable by any measure—matching national norms and coming in well below Montana's state median of $29,500. That 0.36 debt-to-earnings ratio means graduates could reasonably pay off their loans within two years of full-time work, assuming aggressive repayment. Among Montana's seven nursing programs, Carroll ranks in the middle of the pack, outperformed by University of Providence's $101,000 first-year earnings but holding its own against state universities.
For families prioritizing quick entry into the workforce with reasonable debt, Carroll delivers. The declining earnings pattern deserves a conversation with the school about typical career paths—whether graduates are pursuing graduate education, moving into different nursing specialties, or relocating to markets with different pay scales. If your student plans to work bedside in acute care settings long-term, understanding why earnings soften after year one matters more than the solid starting salary suggests.
Where Carroll College Stands
Earnings vs. debt across all registered nursing, nursing administration, nursing research and clinical nursing bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Carroll College graduates compare to all programs nationally
Carroll College graduates earn $75k, placing them in the 50th percentile of all registered nursing, nursing administration, nursing research and clinical nursing bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Montana
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing bachelors's programs at peer institutions in Montana (7 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Carroll College | $75,007 | $67,000 | $27,000 | 0.36 |
| University of Providence | $101,187 | $106,728 | $23,847 | 0.24 |
| Montana State University-Northern | $77,121 | $65,623 | $31,000 | 0.40 |
| Montana Technological University | $74,338 | $60,355 | $35,839 | 0.48 |
| Montana State University | $71,915 | $65,635 | $28,000 | 0.39 |
| Montana State University Billings | $71,449 | — | $32,988 | 0.46 |
| National Median | $74,888 | — | $27,000 | 0.36 |
Other Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing Programs in Montana
Compare tuition, earnings, and debt across Montana schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| University of Providence Great Falls | $29,018 | $101,187 | $23,847 |
| Montana State University-Northern Havre | $6,269 | $77,121 | $31,000 |
| Montana Technological University Butte | $8,050 | $74,338 | $35,839 |
| Montana State University Bozeman | $8,083 | $71,915 | $28,000 |
| Montana State University Billings Billings | $6,706 | $71,449 | $32,988 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Carroll College, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 62 graduates with reported earnings and 59 graduates with debt data. Small samples may not be representative.